Exceptional financial strength and stability

How UBS meets — and exceeds — the most stringent requirements for financial stability

Right now, we know a strong foundation is more important to you than ever. For more than 160 years, UBS has been tested and proven resilient—serving our clients through a wide range of financial challenges and market conditions. We continue to be recognized for, and demonstrate, our strength and position among the biggest, and strongest, globally systemic banks.

Strong ratings and capital reserves

A+

Long-term credit rating1

by Standard & Poor’s

$3.9 Tr

Assets under management2

$45.5 Bn

Capital reserves3

1As of 15 March 2023; Investor relations and Standard & Poor’s. UBS also received ratings of Aa3 and AA- from Moody’s and Fitch, respectively. Note, as of March 21, 2023, Moody’s and Fitch changed their outlooks on UBS’s long-term deposit and senior unsecured ratings from stable to negative.
2UBS Company reports, 4Q22 for UBS Group AG.
3As of FY22, CET1 capital of USD 45.5bn with more than USD 105bn in total loss absorbing capacity. UBS Company report, 4Q22, for UBS Group AG. Our requirements for “stability” above refer to our BIS Basel III common equity tier 1 capital ratio (%).

Why it matters for you

Financial resiliency

Top ratings from major credit agencies1 deliver confidence for our clients.

Financial strength

We perform regular rigorous “stress tests” designed to safeguard your holdings.

Strong capital reserves

UBS capital reserves exist—precisely to protect our clients' assets—and they substantially exceed what's required. 3

Learn more about the strength of our firm and how we deliver for clients.

See how we can help you face uncertainty with unwavering confidence.

Important information about brokerage and advisory services. As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that you understand the ways in which we conduct business, and that you carefully read the agreements and disclosures that we provide to you about the products or services we offer. For more information, please review the client relationship summary provided at ubs.com/relationship summary, or ask your UBS Financial Advisor for a copy.

© UBS 2023. The key symbol and UBS are among the registered and unregistered trademarks of UBS. UBS Financial Services Inc. is a subsidiary of UBS Group AG. UBS Financial Services Inc. is a member of SIPC. Member FINRA. UBS Bank USA, Member FDIC, NMLS no. 947868. IS2301683 Exp.: 3/31/2024