What you'll learn
Money may be a mystery to many, but you can solve it. Discover how emotions and values shape money decisions. Spot patterns, identify values and define what “enough” means for you. Use budgets to achieve goals and avoid spending pitfalls.
- Spot the money beliefs you picked up from family or TikTok.
- Name the emotions that make you spend.
- Set goals that match the life you want, not what everyone else is doing.
- Spot traps like sneaky costs and marketing tricks before they wreck your plans.
Hit play: get money smart
Budgeting methods
50-30-20 rule
Zero based budgeting
Pay yourself first
Spend on what matters
Money mindset
How we see money
Habits and influences
Financial freedom
Try it out
Understanding your money mindset
Learn to spot your money patterns, break free from old scripts and build a financial life that fits who you are.
Budgeting: killjoy or toolbox?
Budgeting isn’t about penny pinching or killing fun. It’s about realizing who you really are, knowing what you’ve really got, making it work for your goals, and building a life that feels like you.
Become an expert
Solve your money mystery
Money may be a mystery to many. But you can solve it. Discover how beliefs, emotions and values shape money decisions. Learn to spot patterns, identify your values and define what “enough” means for you. Unpack those paradoxes and use budgets to achieve goals and avoid spending pitfalls.
Economics in everyday life
The economy is like gravity: a force of nature. You can work for it. Or it can work for you. Learn about prices, inflation and the cycle of boom and bust. See why governments struggle to control the economy and how cryptocurrencies aim to reshape it. This gets emotional. But not like you think.
Investing for beginners
Create the freedom to breathe easier, dream bigger and shape the life you want with a few simple saving and investing habits that build confidence, expand your options and help secure your future. Discover why time really is money.
Smart borrowing
Borrowing can empower growth when used wisely but missteps create costly traps. Understand value, affordability and risks, so that you use credit responsibly and avoid pitfalls.
Life stages and big decisions
Navigate life stages with confidence. Learn how to make smart housing choices, support family, handle life’s big transitions and make early preparations that are sure to pay off with a comfortable retirement.
Money and banking
Discover how banks actually work, how they serve society, make money, support our shared prosperity, and how they are evolving from crypto to blockchain, neobanks to regulation.
Taking on the triple whammy
AI, geopolitics and climate change are transforming how our world works. You don’t need to predict exactly what comes next to be prepared. This section helps you connect the big global shifts to choices today.
YUMO in one place
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Disclaimer
Disclaimer
This publication is for personal information purposes only within Switzerland and is not to be understood as a recommendation, offer or solicitation of an offer for investment or other specific products and services. It is not intended to form investment, legal or tax advice and should not be used as the basis for financial decisions. Before making a decision, you should obtain professional advice.
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