Assessing the future as accurately as possible
Important decisions must be made when preparing for retirement. How you see the future is a crucial factor.
When do you want to stop work? How much do you trust pension schemes? How does health affect your expenditure?
Withdrawing capital at the right time
Various retirement assets become payable when you stop work. They are taxed differently from other income.
How can the withdrawal be timed correctly – especially for married couples? What are the options for fiscal optimization?
Gauging financial room for maneuver
Your focus is on travel, grandchildren, voluntary activities and realizing personal dreams and hobbies. Robust planning helps you enjoy this precious time without worrying.
What level of expenditure is sustainable? Do you expect any large inflows, for example from an inheritance? What is the impact of unfavorable market developments or longevity?