Current interest rates: Compare now

Payments	Payments	Currency	Currency	Interest rate and interest payment limit	Interest rate and interest payment limit
Payments	UBS Personal account	Currency	CHF ^{1) 3) 5)}	Interest rate and interest payment limit	0.000%
Payments	UBS Personal account	Currency	EUR ^{2) 3)}	Interest rate and interest payment limit	0.000%
Payments	UBS Personal account for Young People UBS Personal account for Students	Currency	CHF ^{1) 3)}	Interest rate and interest payment limit	1.000% up to CHF 1 000 ⁷⁾ 0.100% up to CHF 100 000 0.000% above CHF 100 000
Payments	UBS Current account for private clients	Currency	CHF ^{2) 3) 6)}	Interest rate and interest payment limit	0.000%

Saving / investing	Saving / investing	Currency	Currency	Interest rate and interest payment limit	Interest rate and interest payment limit
Saving / investing	UBS Savings account	Currency	CHF ^{1) 3)}	Interest rate and interest payment limit	0.050% up to CHF 50 000 0.010% above CHF 50 000
Saving / investing	UBS Savings account	Currency	EUR ^{2) 3)}	Interest rate and interest payment limit	0.050% up to EUR 50 000 0.010% above EUR 50 000
Saving / investing	UBS Savings account for young people	Currency	CHF ³⁾	Interest rate and interest payment limit	5.000% up to CHF 1 000 ⁷⁾ 0.300% up to CHF 50 000 0.010% above CHF 50 000
Saving / investing	UBS Sustainable savings account	Currency	CHF ^{3) 4)}	Interest rate and interest payment limit	0.050% up to CHF 50 000 0.010% from CHF 50 000 up to CHF 100 000 0.000% above CHF 100 000
Saving / investing	UBS Rental Surety Savings Account	Currency	CHF	Interest rate and interest payment limit	0.010% up to CHF 50 000 0.010% above CHF 50 000
Saving / investing	UBS Investment fund account UBS key4 smart investing account	Currency	CHF	Interest rate and interest payment limit	0.050% Interest applies to non-invested credit balances.

Retirement provision	Retirement provision	Currency	Currency	Interest rate and interest payment limit	Interest rate and interest payment limit
Retirement provision	UBS Fisca account 3a	Currency	CHF	Interest rate and interest payment limit	0.200%
Retirement provision	UBS Vested benefits account	Currency	CHF	Interest rate and interest payment limit	0.050%

1) Debit interest: 13.000% (for a UBS Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge (currently 0.000%) may be levied depending on current interest rates and the amount of your credit balance.
4) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by UBS. Only available within UBS key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
5) If a UBS Personal Account is managed as a UBS Immo-Smart account, the following interest rates apply: 0.050% on balances up to CHF 50,000; 0.010% on balances above CHF 50,000. The requirements for UBS Immo-Smart can be found at ubs.com/immo-smart.
6) Foreign currencies: non-interest bearing.
7) Only as part of the dedicated banking offer for children up to the age of 12. For more information on this banking offer for children, go to ubs.com/kidsbanking.

For private clients. Valid from 1 August 2025.

Help

Products

Sections

About us