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Your stay abroad will be less stressful if you think about payment methods before you start your trip. Read our travel tips for information on the right card, the UBS Mobile Banking App and additional advice.
From credit cards to prepaid cards and debit cards: in general, globetrotters and vacationers have many options for paying abroad. Make arrangements with your bank or in the UBS Mobile Banking App before your trip to ensure you have the appropriate payment solution available during your stay.
When used abroad, the various card types differ in terms of cost, limits, flexible use and additional services. For example, consider the following aspects:
Whichever card you want to pay with: with the UBS Mobile Banking App, you can keep track of what you spend. You can view and adjust the card limit or balance at any time. In an emergency, you can use the app to block a card – temporarily or permanently. If necessary, you can immediately request a virtual additional card.
Travelers abroad sometimes fall victim to theft. Therefore, the recommendation is to carry as little cash as possible. Nevertheless, having some emergency cash is advisable to ensure flexibility – after all, in some foreign stores you may not be able to pay with either a credit card or a Swiss debit card.
It’s best to organize any foreign currency you require before your trip. As a UBS accountholder, you can easily and conveniently order around 75 foreign currencies in UBS Digital Banking, UBS Mobile Banking, at a UBS Multimat or by phone, even outside of branch opening hours. The money will be delivered to your home free of charge. The currency is insured against loss and will normally be with you within two working days.
Useful apps and secure settings are available to you while you are away. Here are a few tips for obtaining cash abroad and currency options that may be helpful for you.
Depending on the type of card you have, certain travel-related extras or other benefits may be included.
Owing to the specific advantages of the various cards and payment methods, it’s particularly advisable when traveling to take more than one payment method with you – whether it’s for a vacation, a short trip or business travel abroad. By combining a debit card with a credit card and cash, you are best prepared whatever the situation. If you also keep an eye on the respective costs, limits, apps and insurance benefits, nothing will stand in the way of a financially carefree trip abroad. To ensure you are well prepared for all eventualities, we also recommend the UBS security guidelines. The document contains the most important rules for using your cards securely – and includes helpline details and other contact options.
Arrange an appointment for a non-binding consultation or if you have any questions, just give us a call.
Disclaimer
This publication is for personal information purposes only within Switzerland and is not to be understood as a recommendation, offer or solicitation of an offer for investment or other specific products and services. It is not intended to form investment, legal or tax advice and should not be used as the basis for financial decisions. Before making a decision, you should obtain professional advice.
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