Both debit cards let you withdraw cash at all UBS ATMs, check your account information and even make payments at UBS Multimats.

V PAY and Maestro Card compared

Card acceptance

Card acceptance

V PAY

V PAY

Maestro Card

Maestro Card

Card acceptance

Switzerland

V PAY

Everywhere

Maestro Card

Everywhere

Card acceptance

Europe

V PAY

At many ATMs

Maestro Card

At many ATMs

Card acceptance

Worldwide, in combination with a credit card

V PAY

100%

Maestro Card

100%

Card acceptance

Find ATM locations

V PAY

Link

Maestro Card

Link

Applications / Functions

Applications / Functions

V PAY

V PAY

Maestro Card

Maestro Card

Applications / Functions

UBS Bancomat, Bancomat Plus and Multimat

V PAY

Yes

Maestro Card

Yes

Applications / Functions

Non-UBS ATMs

V PAY

Yes

Maestro Card

Yes

Applications / Functions

Cashless payments

V PAY

Yes

Maestro Card

Yes

Applications / Functions

Contactless payments (NFC)

V PAY

Yes

Maestro Card

N.A.

Applications / Functions

Pay online

V PAY

N.A.

Maestro Card

N.A.

Applications / Functions

Bank debit (direct debit)

V PAY

CHF / EUR

Maestro Card

CHF / EUR

Applications / Functions

Geographical settings (geo-blocking)

V PAY

No

Maestro Card

Yes

Applications / Functions

Skimming protection (technical)

V PAY

Yes

Maestro Card

N.A.

Debit card acceptance abroad

The V PAY / Maestro Card cannot be used everywhere (including for cash withdrawal). So we recommend you take a credit or prepaid card with you, especially outside of Europe. This way you always have access to an accepted method of cashless payment.

Skimming (copying card data)

The V PAY Card uses a chip-based card technology that makes skimming impossible. The Maestro Card is not protected with technology against skimming. In e-banking, however, you can geographically restrict where the card can be used.

Maestro Card: adjust geographical settings (geo-blocking)

Protect your Maestro card better against skimming by easily restricting the area in which your Maestro Card can be used: in e-banking under “Cards > V PAY / Maestro.” The changes are activated within a few minutes.