Why a UBS home mortgage and financial planning?
Why a UBS home mortgage and financial planning?
Home is an important part of life, and the right home financing solution is a critical aspect of the full financial picture. Whether you’re looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits with your entire financial life.
If you’re an existing UBS client looking to buy a first home, invest in a vacation property, refinance or help a loved one become a homeowner, ask your UBS Financial Advisor1 about incorporating your home financing strategy into your overall wealth management plan with residential loan financing solutions offered by UBS Bank.
Tax considerations
One important consideration in choosing a home financing strategy includes your tax implications. For instance, you may want to maximize your interest deductions, or prefer to limit items to the Alternative Minimum Tax (AMT). Or perhaps you’re more interested in income you want to offset and direct into charities, trusts and investments. It depends on your individual situation, but it can be an important part of your home financing strategy. Your UBS Financial Advisor may recommend that you meet with your tax advisor to discuss the optimal solutions for you.2
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1 UBS Private Mortgage Bankers and Wealth Management Bankers are employees of UBS Bank and are individually registered in the Nationwide Multistate Licensing System & Registry (NMLS). UBS Financial Advisors are employees of UBS Financial Services Inc.
2 No tax or legal advice.
UBS Financial Services Inc., its affiliates and its employees do not provide tax or legal advice. You should consult with your own tax and/or legal advisors regarding your particular situation.
About UBS Bank
“UBS Bank” is the trade name of UBS Bank USA, N.A. Member FDIC, NMLS no. 947868. UBS Bank is a subsidiary of UBS Group AG.
The proceeds of a UBS Bank mortgage loan cannot be deposited into a UBS Financial Services account or used to buy or trade stocks or to repay any debt to any affiliate of UBS Bank without approval. Purchase, rate and term refinances, and cash-out refinances are allowed. Special rules apply for homestead properties located in Texas.
All residential mortgage products are only offered by UBS Bank, Member FDIC, NMLS No. 947868. NMLS Consumer Access available at nmlsconsumeraccess.org. All loans are subject to underwriting, credit and property approval. Credit approval of any loan application is subject to the creditworthiness of the applicant. UBS Bank will conduct a comprehensive evaluation, which may include, but is not limited to, an assessment of the applicant’s financial condition, payment history, credit scores, credit reports, and the adequacy of any collateral offered. Additional terms, conditions, restrictions, and limitations may apply. Please note that not all mortgage products are available in all states, or for all loan amounts. Other restrictions and limitations may apply. UBS Bank currently offers residential mortgage loans within the 50 states of the United States of America and the District of Columbia.
About UBS Financial Services Inc.
UBS Financial Services Inc. and its employees (including Financial Advisors) do not take mortgage loan applications, do not offer mortgage loans and do not negotiate terms of mortgage loans.
UBS Financial Services Inc., 1200 Harbor Blvd., Weehawken, NJ 07086. NMLS No. 6737. Massachusetts Mortgage Broker Lic. No. MB6737. New York Mortgage Broker Registration No. RMB 208541.
This information is not provided based on your particular financial situations or needs and does not take into account individual investors’ circumstances. You should not consider this information to be a “recommendation” by UBS or your UBS Financial Advisor.
Important information about brokerage and advisory services.
As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that you understand the ways in which we conduct business, and that you carefully read the agreements and disclosures that we provide to you about the products or services we offer. For more information, please review the client relationship summary provided at ubs.com/relationshipsummary, or ask your UBS Financial Advisor for a copy.
UBS Financial Services Inc. is a subsidiary of UBS Group AG. Member FINRA. Member SIPC.
© UBS 2026. All rights reserved. The key symbol and UBS are among the registered and unregistered trademarks of UBS.
2024-159217
20260728-5764384, Exp. July 28, 2027