蘇黎世／巴塞爾，2014年7月29日─瑞銀所有業務部門與地區在第二季表現亮眼，讓瑞銀在客戶交易活動平淡下，仍可交出調整後1稅前盈餘達12億瑞郎的好成績。按報告基準，稅前盈餘亦為12億瑞郎。瑞銀持續建立領先業界的資本部位，全面採納的巴塞爾資本協定III普通股一級資本比率（CET 1）升至13.5%。瑞銀全面採納的瑞士SRB槓桿比率亦增至4.2%，提前四年達陣。瑞銀財富管理、零售暨企業與環球資產管理的表現，均受到提撥訴訟、法規這類事項費用的影響，集團總計提撥2.54億瑞郎。

若不計上述提撥金額，在考量目前市況下，所有業務部門均交出亮眼成績。若不計提撥金額，財富管理部門調整後1盈餘達6.84億瑞郎，策略應用使其投資委任銷售與放款業務得以成長，進而帶動經常性收益增加。財富管理業務吸收的新增資金淨額高達107億瑞郎，相當驚人。美洲區財富管理的營收創下新高，投資資產首次突破一兆美元。若不計提撥金額，零售暨企業部門這一季的表現與上一季一樣出色，新業務量持續穩健成長。環球資產管理部門的新增資金淨額再次非常強勁，達116億瑞郎（不含貨幣市場流量）。投資銀行交出更高盈餘，其中調整後1的所占股東權益報酬率達30%。

整體而言，瑞銀再次證明其經營策略能夠因應不同市況，發揮成效。

與德國波鴻（Bochum）當局就德國跨境稅事宜達成和解

瑞銀7月與波鴻當局就瑞銀在德國的跨境稅事宜達成和解。該協議（包含支付約3億歐元）將結束波鴻方面的訴訟。此事順利解決，讓瑞銀在德國這個重要市場得以繼續前進，對瑞銀來說可謂關鍵一步。在瑞銀的積極努力下，瑞銀在德國超過95%的客戶已提供本行稅務遵循證據，或已完成自動遵循計畫。瑞銀將持續努力，目標是年底前達到100%。

集團表現摘要

  • 調整後1稅前盈餘達12億瑞郎
  • 瑞銀股東應占淨利為7.92億瑞郎；稀釋每股盈餘為0.21瑞郎 
  • 調整後1的營業收益為70億瑞郎
    全面採納的巴塞爾資本協定III普通股一級資本比率（CET 1）為13.5%
  • 全面採納的瑞士SRB槓桿比率為4.2% ，與預期在2019年達到的比率一致

各業務部門表現摘要

  • 財富管理部門調整後1的稅前盈餘為3.93億瑞郎；新增資金淨額達107億瑞郎；新增資金成長率達到高標；投資資產的毛利率為84個基點；調整後1的成本/收益比率高於目標區間
  • 美洲區財富管理部門調整後1的稅前盈餘達2.46億美元；新增資金淨額外流25億美元，主要是因為客戶領回，以支付季節性所得稅；調整後1成本/收益比率與投資資產的毛利率均保持在目標區間內
  • 零售暨企業部門調整後1的稅前盈餘達3.67億瑞郎；新業務量持續穩健成長；淨利差（NIM）保持在目標區間
  • 環球資產管理部門調整後1的稅前盈餘達1.07億瑞郎；新增資金淨額（不含貨幣市場流量）相當龐大，達116億瑞郎；新增資金淨額（不含貨幣市場）年化成長率遠高於目標
  • 投資銀行部門調整後1的稅前盈餘增至5.63億瑞郎；全面採納的風險性資產與融資資產均在限制範圍內；調整後1成本/收益比率保持在目標區間內；調整後1的應占股東權益報酬率為30%

外界給予瑞銀的殊榮肯定包含：

  • 瑞銀獲「歐元雜誌」（Euromoney）選為全球最佳銀行，並連續三年獲選為瑞士最佳銀行
  • 瑞銀連兩年獲得研究機構Scorpio Partnership「全球私人銀行指標」（Global Private Banking Benchmark）2評為全球規模最大的財富管理機構
  • 瑞銀在湯森路透Extel泛歐洲地區年度調查的多個項目中名列前茅，包括連續第11年獲選為泛歐洲地區傑出券商（Leading Pan-European Equity House），再次證明瑞銀作為全球領先券商與研究供應商的地位穩若泰山
  • 瑞銀的行動銀行驗證系統獲得Contactless & Mobile 的客戶體驗大獎。MyPrivateBanking研究評選40家領先零售銀行推出的app，瑞銀的行動銀行app位居前三名

瑞銀集團執行長Sergio P. Ermotti評論瑞銀第二季財報表現時表示：「對本行客戶與金融業來說，市場環境依然充滿挑戰。在這樣的大環境下，我們交出了亮眼的成績單。此外，我們也持續積極解決訴訟事宜、減少本行的非核心資產與遺留資產，並執行我們的策略方案。」

1 除非另為說明，2014 年第二季「調整後」數據，於集團與事業部層級之適用範圍內，不含下列各項：自有授信額度利得 7,200 萬瑞郎；出售不動產利得 100 萬瑞郎、於金融資訊服務公司 Markit 首次公開發行後，因部分出售本行所持有、並列為備供出售金融投資部位之該公司股份後所賺取之利得 4,300 萬瑞郎，以及淨重組費用 8,900 萬瑞郎。於 2014 年第一季中，我們所排除的項目包括：自有授信額度利得 8,800 萬瑞郎、出售不動產利得 2,300 萬瑞郎、及淨重組費用 2.04億瑞郎。2 Scorpio Partnership 2014 年度私人銀行標竿 – 銀行管理資產超過 1 兆美元。

瑞銀之 2014 年第二季季報、致股東信函以及簡報投影片，將於 2014 年 7 月 29 日中歐時間（CEST） 06.45 放置於下列網站 www.ubs.com/investors.

瑞銀將於 2014 年 7 月 29 日星期二召開 2014 年度第二季營運成果說明會。營運成果將由集團執行長 Sergio P. Ermotti、集團財務長暨營運長 Tom Narati、全球投資人關係部門主管 Caroline Stewart 以及集團通訊與品牌部門主管 Hubertus Kuelps 共同發表。

時間

09.00 (中歐時間)

08.00 (英國夏令時間)

03.00 (美東夏令時間)

線上收聽

營運成果之簡報說明內容，可於 www.ubs.com/quarterlyreporting 即時收聽，並將同步播放簡報資料。

營運成果之簡報說明內容的錄音檔，將於 2019 年 7 月 29 日中歐時間中午 12:00 放置於 www.ubs.com/investors.

UBS AG

 

 

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