Your gift for the future

Existing and new clients between the ages of 18 and 30 who are residents of Switzerland, have a pillar 3a account with UBS, and make a new investment in a passively managed UBS Vitainvest fund by 31 December 2026 at the latest are eligible to participate.

Open a new pillar 3a retirement solution, select a passively managed UBS Vitainvest fund, and invest at least CHF 50 by 31 December 2026 at the latest. You’ll also need a UBS personal or savings account so we can refund the administration fee to you. If you already have a 3a retirement solution, you can use it as long as it does not currently hold any investments in UBS Vitainvest funds.

All passively managed UBS Vitainvest funds are eligible for this promotion. You can find an overview and further information about the investment funds at ubs.com/vitainvest.

Yes. CHF 50 is just the minimum amount. You can invest higher or additional amounts at any time (subject to the statutory maximum limits). The administration fee is calculated based on the total invested assets in a passively managed UBS Vitainvest fund.

The refund is credited quarterly to your UBS personal or savings account after the administration fee has been debited from your 3a account.

If you meet the conditions, the annual administration fee of 0.50% will be refunded to you for 5 years, that is, until 31 December 2031.

Your 3a account balance invested in UBS Vitainvest Passive Funds will continue to incur ongoing fund expenses of 0.25% per year; these are excluded from the promotion.