Conditions at a glance

  • Loan amount: CHF 5,000 to CHF 250,000 
  • Term: 6 months to 7 years
  • Annual interest rate: 6.9% to 9.9% (depending on credit rating) 

Discount for homeowners: Annual interest rate from 4.9% to 7.9% (depending on credit rating)

How it works: Get your loan in 4 steps

  1. 01

    Estimate monthly costs

    Select the amount and term and calculate directly online whether the loan you'd like fits within your budget. 

  2. 02

    Apply online for a personal loan

    Complete your details and submit your application for a non-binding quote.

  3. 03

    Thorough review and loan decision

    Within one business day, you will receive a credit decision from BANK-now – following a thorough review of your documents.

  4. 04

    Disbursement after 14 days

    If you accept the offer, the loan amount will be disbursed directly to your account after 14 days (statutory cooling-off period).

The benefits of using our partner BANK-now

With over 80,000 customers, BANK-now is one of the leading banks for personal loans in Switzerland.

  • Free payment deferral

    You can defer your monthly payment twice at no cost (except with special online promotions).

  • Credit protection

    For a fee, your payments can be insured and will be covered in the event of involuntary unemployment or disability.

  • Right of withdrawal

    Even after the statutory withdrawal period has expired, you can repay the loan within 10 days.

  • Flexible adjustments

    You can apply at any time to increase your loan amount or adjust the term.

Always by your side – from the first question to your loan.

For general questions about BANK-now personal loans, our advisors are available at 0800 002 987.

If you have questions about an existing loan or a loan application, it is best to contact BANK-now directly.

FAQ