Do business your way

Choose from 3 business credit cards brought to you by UBS Bank.

Put business expenses to work with our suite of business credit cards. These cards are loaded with flexible perks and a selection of rewards—plus, valuable expense management tools and controls, enhanced purchase and travel protections, and more. And as our UBS client, the card comes with the insights and support of your UBS Financial Advisor.

UBS Visa Infinite Business card

Earn rewards up to 3 times faster with elite travel benefits and perks. $650 annual fee.*
 

UBS Visa Signature Business card

24/7 access to UBS Concierge, selection of rewards and benefits. No annual fee.*
 

UBS Cash Rewards Visa Business card

2% cash back for up to the first $100,000 in eligible purchases each year and 1% cash back after that. $150 annual fee.*

Designed to help manage your cards easily

Track expenses, capture receipts with your mobile phone and create customized reports

Set spending limits and temporarily turn cards on/off remotely

Get up to 24 authorized users on your account so you can manage all your business expenses on one statement 

Get real-time alerts to help you monitor UBS card activity, including “card not present” transactions and large purchase transactions


An experience built to your standards

UBS Visa Infinite Business card

A card designed for business, with elite travel privileges, exceptional rewards, specialized services, and valuable expense reporting and controls—all for a $650 annual fee*.

Travel

Travel made easy—and luxurious

  • No foreign transaction fees
  • Access to 1,500 airport lounges with a complimentary Priority Pass™ Select membership1
  • $500 Annual Credit (based on annual spend)2
  • $500 Airline Fee Credit for any qualifying air travel expenses3
  • Statement credit for Global Entry® or TSA PreCheck™ 4
  • Private aviation access
  • Access to luxury hotels and amenities
  • VIP experience at the Visa Infinite Luxury Hotel Collection5
  • One annual complimentary 5GB, 30-day cellular data roaming plan per cardholder in 125+ countries via GigSky
  • Primary collision and damage waiver coverage on rental cars for business6
  • Domestic and international emergency card replacement
  • Enhanced travel protections:
    • Travel accident insurance
    • Emergency medical evacuation coverage
    • Delayed and lost luggage coverage
    • Reimbursements for delayed, interrupted or cancelled trips

Rewards

Exceptional UBS My Choice Rewards

  • Earn 3x points on eligible purchases by you and your employee card holders for air travel and hotel stays, 2x points for eligible business expenses and 1 point for all other eligible purchases7
  • Earn points easily when you use your card to pay business bills and expenses
  • Set up automatic, recurring payments (i.e., your phone bill) to earn points on all your bills
  • Earn points when employee cardholders use their card
  • Fly for far fewer points than you might think when you book through UBS Client Services—available 24/7
  • Flexible rewards options including travel, gift cards, merchandise — you can even redeem points for gift cards or merchandise to reward your employees and donate to causes you care about
  • Design your own reward with Personal Choice8
  • No blackout dates when redeeming for flights, cruises and hotels
  • Points don’t expire if the card is open, and there’s no limit on how many you can earn9

Concierge and Dining

Your UBS Concierge can book flights, arrange your hotel, make dinner reservations, even help with tee-time or tickets for client entertainment10

  • Get 24/7 access to UBS Concierge by phone or website—just go to the “rewards and benefits tab” on UBS Online Services
  • Work with knowledgeable professionals with local insight to help you secure venues and catering options for business events
  • Enjoy special access and benefits at select restaurants across the globe with the UBS Dining Collection

Access & Protection

Cash access and cardholder protection when—and where—you need it

  • Cell phone protection up to $1,500 per year when you pay your monthly bill with your card11
  • Get cash from banks and ATMs worldwide without finance charges or cash advance fees with CashConnect provided you have sufficient funds in your linked UBS Business Services Account BSA12
  • Unlimited ATM fee rebates in the US (up to $10 per transaction), provided you have a linked UBS Business Services Account BSA13
  • Easily manage card expenses with automatic payments from your UBS Business Services Account BSA
    • Also, when you make a payment using UBS Pay Credit Card service from an eligible UBS account, payment will be posted immediately to your card
  • Add your card to mobile wallet for a faster, more secure way to pay with your smartphone and receive real-time push notifications
  • Fraud protection and ID theft assistance resolution 
  • Get the best price on your purchases with price protection 
  • Be reimbursed for an event if you are unable to attend for a covered reason with event ticket protection
  • Extend your warranty
  • Return protection up to $300 
  • Get reimbursed on stolen or damaged items within 90 days of purchase
  • Zero liability for unauthorized purchases14

Savings

The savings add up, fast and easy

  • Enroll in Visa SavingsEdge® and receive automatic business savings of 1%-15% at participating merchants15
  • Up to 24 additional employee cards at no extra cost
  • Other ways your card can help you save 
    • Get cash at banks and ATMs worldwide without finance charges or cash advance fees provided you have sufficient funds in your linked UBS account12
    • Unlimited ATM fee rebates (up to $10 per transaction) in the US, provided you have a linked UBS Business Services Account BSA13
    • You may also qualify for account service fee waivers on eligible UBS Financial Services Inc brokerage accounts16

Reporting & Controls

Valuable reporting and management tools to help you stay on top of spending

  • Use the UBS Wealth Management app to view card activity and statements, temporarily deactivate a misplaced card, help to protect your account when you use our geolocation feature and more
  • Set up a variety of convenient e-mail and text alerts
  • Designate a card manager to review transactions, set controls and make payments
  • Set or change overall card spending limits for each card on the account with one call—you can even enroll in Visa Payment Controls and customize employee card use by time, location, amount, merchant and transaction type
  • Enroll in Visa Spend Clarity for Business and sync to accounting software, add notes to each transaction or attach documents like photos or receipts, and run custom reports17

Learn more about the UBS Visa Infinite Business card.
Call +1-888-762 1232 or contact your UBS Financial Advisor.


Built for the way you do business

UBS Visa Signature Business card

Enjoy access to the UBS Concierge, financial controls, selection of rewards and travel privileges—with no annual fee.*

Rewards

Flexible UBS My Choice Rewards with no annual fee

  • $140 Annual Credit18 —for use toward Amazon Prime membership fees charged to your card. The annual spend requirement is waived in the first year
  • Earn 1 point for every dollar spent
  • Earn points when you use your card to pay business bills and expenses. Set up automatic, recurring payments (i.e., your phone bill) to ensure you earn points on all your bills 
  • Earn points when employee cardholders use their card
  • Flexible reward options including travel, gift cards, merchandise — you can even redeem points for gift cards or merchandise to reward your employees or donate to charity
  • Points don't expire if the card is open, and there's no limit on how many points you can earn9

Concierge service

Your UBS Concierge can book flights, arrange your hotel, make dinner reservations, even help with tee-time or tickets for client entertainment10

  • Clients have 24/7 access to UBS Concierge by phone or website—just go to the “rewards and benefits tab” on UBS Online Services
  • Work with knowledgeable professionals with local insight to help you secure venues and locate catering options
  • Enjoy special access and benefits at select restaurants across the globe with the UBS Dining Collection

Travel

Travel made easy—and luxurious

  • No foreign transaction fees
  • Redeem points for flights or hotels with no blackout dates
  • Private aviation access 
  • Access to luxury hotels and amenities
  • VIP experience at the Visa Signature Luxury Hotel Collection19
  • Save at leading car rental companies6
  • Primary collision and damage waiver coverage on rental cars for business6
  • Domestic and international emergency card replacement
  • Enhanced travel protections:
    • Travel accident insurance
    • Delayed and lost luggage coverage

Access & Protection

Cash access and cardholder protection when—and where—you need it

  • Cell phone protection up to $1,500 per year when you pay your monthly bill with your card11
  • Get cash from ATMs worldwide without finance charges or cash advance fees with CashConnect provided you have sufficient funds in your linked UBS Business Services Account BSA12
  • Unlimited ATM fee rebates in the US, up to $5 per transaction, provided you have a linked UBS Business Services Account BSA13
  • Easily manage card expenses with automatic payments from your UBS Business Services Account BSA
    • Also, when you make a payment using UBS Pay Credit Card service from an eligible UBS account, payment will be posted immediately to your card
  • Add your card to mobile wallet for a faster, more secure way to pay with your smartphone and receive real-time push notifications
  • Purchase security and extended warranty for up to $10,000 
  • Return protection up to $250 
  • Zero liability for unauthorized purchases14
  • Protection against employee card misuse 
  • Domestic and international emergency card replacement

Savings

The savings add up, fast and easy

  • Enroll in Visa SavingsEdge® and get automatic business savings of 1%-15% at participating merchants15
  • Up to 24 additional employee cards at no extra cost
  • Unlimited ATM fee rebates (up to $5 per transaction) in the US, provided you have a linked UBS Business Services Account BSA13

Reporting & Controls

Valuable reporting and management tools to help you stay on top of spending

  • Use the UBS Wealth Management app to view card activity and statements, temporarily deactivate a misplaced card, help to protect your account when you use our geolocation feature and more
  • Set up a variety of convenient e-mail and text alerts
  • Designate a card manager to review transactions, set
    controls and make payments
  • Set or change overall card spending limits for each card on the account with one call—you can even enroll in Visa Payment Controls and customize employee card use by time, location, amount, merchant and transaction type
  • Enroll in Visa Spend Clarity for Business and sync to accounting software, add notes to each transaction or attach documents like photos or receipts, and run custom reports17

Learn more about the UBS Visa Signature Business card.
Call +1-800-762 1000 or contact your UBS Financial Advisor.


Built for a better bottom line

UBS Cash Rewards Visa Business card

Build your bottom line with cash rewards, plus enhanced financial control, and protections, with a $150 annual fee.*

Cash rewards

Everyday savings for doing business. Depending on your spending, it could add up to thousands of dollars a year.

  • Get cash back on eligible everyday business purchases. You can even get cash back when you pay bills with your card
    • Earn 2% cash back on your first $100,000 in eligible purchases each year, based on card anniversary date.
    • Earn 1% cash back on all eligible purchases after that
    • Earn cash back for spending by employee cardholders too
  • Get your rewards as a statement credit or a deposit into your UBS Business Services Account BSA

Access & Protection

Cash access and cardholder protection when—and where—you need it.

  • Get cash from ATMs worldwide without finance charges or cash advance fees with CashConnect provided you have sufficient funds in your linked UBS Business Services Account BSA12
  • Unlimited ATM fee rebates in the US, up to $5 per transaction, provided you have a linked UBS Business Services Account BSA13
  • Easily manage card expenses with automatic payments from your UBS Business Services Account BSA
    • Also, when you make a payment using UBS Pay Credit Card service from an eligible UBS account, payment will be posted immediately to your card
  • Add your card to mobile wallet for a faster, more secure way to pay with your smartphone and receive real-time push notifications
  • Purchase security and extended warranty for up to $10,000
  • Return protection up to $250 
  • Zero liability for unauthorized purchases14
  • Protection against employee card misuse
  • Added protections when you travel: 
    • Travel accident insurance 
    • Delayed and lost luggage coverage 
    • Primary collision and damage waiver coverage on rental cars for business and 24/7 roadside assistance 
    • Domestic and international emergency card replacement

Savings

The savings add up, fast and easy

  • Enroll in Visa SavingsEdge® and receive automatic business savings of 1%-15% at participating merchants15
  • Up to 24 additional employee cards at no extra cost 
  • Unlimited ATM fee rebates (up to $5 per transaction) in the US, provided you have a linked UBS Business Services Account BSA13
  • No foreign transaction fees

Reporting & Controls

Valuable reporting and management tools to help you stay on top of spending

  • Use the UBS Wealth Management app to view card activity and statements, temporarily deactivate a misplaced card, help to protect your account when you use our geolocation feature and more
  • Set up a variety of convenient e-mail and text alerts
  • Designate a card manager to review transactions, set controls and make payments
  • Set or change overall card spending limits for each card on the account with one call—you can even enroll in Visa Payment Controls and customize employee card use by time, location, merchant type, dollar amount and transaction type
  • Enroll in Visa Spend Clarity for Business and sync to accounting software, add notes to each transaction or attach documents like photos or receipts, and run custom reports17

Learn more about the UBS Cash Rewards Visa Business card.
Call +1-833-709 1790 or contact your UBS Financial Advisor.


“UBS Bank” is UBS Bank USA, N.A. Member FDIC, NMLS no. 947868. UBS Bank is a subsidiary of UBS Group AG.

Benefits are subject to change and cancellation at any time. Certain conditions, limitations and exclusions apply. Certain conditions, limitations and exclusions apply. Certain restrictions may apply for usage of UBS Visa credit card benefits by non-U.S. residents. For more information on benefits, see ubs.com/uscards.

1 Priority PassTM Select offers access to over 1,500 participating airport lounges worldwide. Membership is required to access participating lounges. To request your complimentary membership card, visit ubs.com/prioritypassselect.

2 Eligible UBS Visa Infinite card accounts must have cumulative spending of $25,000 or greater during either the current calendar year-to-date or the prior calendar year. Credits must be requested and will be no greater than the amount of the restaurant transactions, the Amazon Prime membership fees and airport lounge access charged to your eligible UBS Visa Infinite card account, up to $500 per calendar year. You may claim up to $500 in credit(s) for each calendar year in which you qualify for the benefit. If you claim more than $500 in credits in a calendar year, the credits issued will be capped at $500 for that year. If you do not claim the maximum eligible credit in a year, the unclaimed portion will not carry over into subsequent years. You must claim the credits for the same calendar year in which the applicable purchase transactions posted to your card account. A credit must be claimed within 120 days of the transaction date.

Amazon Prime is provided by Amazon.com, Inc. and not by UBS Bank or its affiliates. UBS makes no representation or warranties with respect to any product or service offered by Amazon.com, Inc. and UBS will have no input concerning such products and services. UBS and Amazon.com, Inc. are independent of each other and do not have an agency, partnership or employment relationship, and UBS may not act for or bind Amazon.com, Inc. in any manner. All requests for products or services must be made directly with Amazon.com, Inc. and are subject to its internal review and approval process.

3 You must enroll in this benefit on UBS Online Services and select one of the eligible domestic US carriers. The selected airline applies to all cards in the enrolled card account. Qualifying Airline Purchases must be charged to the enrolled card account and may vary by airline. UBS and Visa rely on airlines to submit the correct information for these transactions.

4 You must be an eligible UBS Visa Infinite cardholder to participate in this offer.

You must complete either the Global Entry® or TSA PreCheck® application(s) and pay the application fee(s) with your UBS Visa Infinite card.

Global Entry® is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Visa and UBS Bank have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by CBP, and no liability with regards to the Global Entry® program. For complete details on the Global Entry® program, including full terms and conditions, go to cbp.gov/global-entry/about.

TSA PreCheck® is a U.S. Government program administered by the Transportation Security Administration (“TSA”), a component of the U.S. Department of Homeland Security (“DHS”). Visa and UBS Bank have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by TSA, and no liability with regards to the TSA PreCheck® program. For complete details on the TSA PreCheck® program, including full terms and conditions, go to tsa.gov/precheck. The TSA PreCheck® trademark is used with the permission of the US Department of Homeland Security.

Global Entry® also includes TSA PreCheck® benefits when departing U.S. airports. Travelers must include their Global Entry® PASS ID # (located on the back of the Global Entry® card) into travel reservations to activate their TSA PreCheck® benefit.

Eligible cardholders are entitled to up to $120 in a statement credit per eligible Visa Infinite account number on one qualifying transaction every four (4) years for completing the following qualifying transactions: Global Entry® application fee or TSA PreCheck® applications fees. Cardholders can continue to earn up to $120 in statement credit(s) for application fees every 4 years. The 4-year period is based on the date of the first qualified transaction. Please allow 6 – 8 weeks after either the Global Entry® or TSA PreCheck® program application fee is charged to an eligible Visa Infinite card for the statement credit to be posted to your account.

Cardholders are responsible for payment of all charges until the statement credit posts to the account.

Visa and UBS Bank reserve the right to modify or cancel this offer at any time and without notice.

5 Benefits vary by property. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Infinite Luxury Hotel Collection website or through UBS Concierge for benefits to apply. Some properties may require a minimum night stay or require booking certain room categories to receive the additional complimentary benefit. Please consult the terms and conditions for each property.

6 The Car Rental Privileges benefits are subject to each car rental company’s terms and conditions, which are subject to change. For more information on benefit details, terms and conditions, go to ubs.com/mycardbenefits or ubs.com/uscards.

7 Extra points are based on the merchant category code defined by Visa and agreed to by the merchant. Air travel and hotel bookings through online sites other than the airlines’ and hotels' own sites may not qualify for extra points. Merchant categories for the small business extra points include office supplies, business cable/internet, shipping, business phone, and advertising, as established by Visa. Extra points small business combined spend is capped at $200,000 per credit card account anniversary year. Purchases at superstores and warehouse clubs do not qualify for extra points.

8 The item or items you purchase must add up to $100 or more before redeeming.

9 If you voluntarily close your card account, or if UBS Bank closes your card account due to inactivity, and your card account is in good standing, you will be allowed 90 days following the effective date of termination of the UBS card account to redeem outstanding rewards points for gift cards or merchandise. In the event UBS Bank closes your card account for any reason other than inactivity, your points will be immediately forfeited.

10 Cardholders are responsible for the cost of any goods or services purchased through the UBS Concierge.

11 This benefit is supplemental coverage for theft of, damage to or involuntary and accidental parting of your cell phone. Once all other applicable insurance has been exhausted, Cellular Telephone Protection will provide coverage up to $750 per claim, up to two (2) claims and $1,500 per twelve (12) month period. Please see complete terms and conditions for details.

12 There must be sufficient funds to repay the cash advance that night or you will incur applicable cash advance fees and interest charges. The automatic transfers used to pay off your CashConnect cash advances will reduce the available funds in your UBS Resource Management Account (RMA) or Business Services Account BSA that is linked to your UBS Visa credit card and as a result could affect other transactions dependent on cash, such as fee payments, investment purchases, online bill pay, debit card usage and outstanding checks. Please make sure that you have sufficient available funds (up to your Withdrawal Limit) in your UBS Financial Services Inc. account linked to your UBS Visa credit card to cover these items, as well as the CashConnect cash advance. The CashConnect feature is available only for cardholders who have the UBS Visa credit card connected to a RMA or Business Services Account BSA.

13 We are able to rebate ATM fees only in cases where the transaction fee surcharge is submitted to UBS by the ATM operator and/or network used. In the event that you do not receive a rebate for a fee that you believe is eligible, please call 800-762-1000 or from outside the U.S. call 201-352-5257 for assistance. ATM rebates are only available for cardholders who have the UBS credit card linked to a Business Services Account BSA. We do not reimburse international ATM fees.

14 Cardholder must take care in protecting their card and notify UBS Bank immediately of any unauthorized use. Conditions may apply. Please see your cardmember agreement for details.

15 Visa SavingsEdge® is a Small Business loyalty and discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized Cardholders that hold an eligible Visa Business Card. Visa Small Business Cardholders can receive savings through two types of Discount Offers: Instant Coupons and Cashback. With Instant Coupons, Cardholders may receive a discount at the time of purchase by using an applicable coupon code or link from a participating Merchant. A linked card is not required for Cardholders to use Instant Coupons. With Cashback Offers, Cardholders must link (enroll) their eligible card in the Program and use their linked card to make qualifying purchases of goods or services pursuant to an active Cashback Offer provided by a participating Merchant, and that transaction must be processed or submitted through the Visa payment system (a “Qualifying Purchase”). Visa may modify, restrict, limit or change the Program in any way and at any time. Visa reserves the right at any time to cancel the Program. Visa also reserves the right to suspend or cancel any Cardholder’s participation in the Program. Cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable Discount Offer. Discount Offers may be subject to additional Terms

and Conditions. Discount Offers may be removed from the Program at any time and are subject to availability. Discount Offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a Cardholder’s receipt at the point of sale. For Cashback Offers, discounts are provided in the form of credits
posted to the Cardholder’s applicable Visa Business Card account. Please visit visasavingsedge.com for complete details on the program, including the program terms and conditions.

16 For annual service fee waiver eligibility, please refer to the Fees and Charges section of the Agreements and Disclosures document located at ubs.com/disclosuredocuments or contact your Financial Advisor.

17 Only available on desktop platform.

18 Enrollment required. Eligible accounts must have cumulative spending of $12,000 or greater each year as marked by the anniversary date of your enrollment in the benefit. You may receive up to $140 in credit(s) for each year in which you qualify for the benefit. If you do not receive the maximum eligible credit in a year, the unused portion will not carry over into subsequent years. Credit(s) will only be applied to Amazon Prime membership fees charged to your enrolled UBS Visa Signature card account.

Amazon Prime is provided by Amazon.com, Inc. and not by UBS Bank or its affiliates. UBS makes no representation or warranties with respect to any product or service offered by Amazon.com, Inc. and UBS will have no input concerning such products and services. UBS and Amazon.com, Inc. are independent of each other and do not have an agency, partnership or employment relationship, and UBS may not act for or bind Amazon.com, Inc. in any manner. All requests for products or services must be made directly with Amazon.com, Inc. and are subject to its internal review and approval process.

19 Benefits vary by property. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature Luxury Hotel Collection website or through UBS Concierge for benefits to apply. Please consult the terms and conditions for each property.

About UBS Bank
UBS Visa Infinite cards, UBS Visa Signature cards and UBS Visa Debit cards are issued by UBS Bank USA, N.A. with permission from Visa U.S.A. Inc.

About UBS Financial Services Inc.
The Resource Management Account (RMA) and Business Services Account BSA are brokerage accounts with UBS Financial Services Inc., a registered broker-dealer and Member SIPC. The RMA and Business Services Account BSA provide access to cash management products and services through arrangements with affiliated banks and other third-party banks. UBS Financial Services Inc. is not a bank.

Investment products: Not FDIC insured • Not a deposit • No bank guarantee • May lose value

UBS Financial Services Inc. is a subsidiary of UBS Group AG. UBS Financial Services Inc. is a member of SIPC. Member FINRA.

© UBS 2026. The key symbol Resource Management Account (RMA), Business Services Account BSA and UBS are among the registered and unregistered trademarks of UBS. VISA, VISA INFINITE, and VISA SIGNATURE are trademarks and registered trademarks of Visa International Service Association and used under license. All other trademarks are the property of their respective owners. All rights reserved.

20251230-5088884 Exp. 12/30/2026