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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS, VIEW OR USE THIS SITE, OR ANY PAGES THEREOF.
 
This site has been designed for informational purposes only and does not constitute an offer to sell nor a solicitation of an offer to buy any security that may be referenced on the site. Such offers can only be made where lawful under applicable law. The services and information provided through this site are for personal, non-commercial use and display.  UBS Financial Services Inc. does not intend to provide investment advice through this site and does not represent that the securities or services discussed are suitable for any investor. Investors are advised not to rely on any information contained in the site in the process of making a fully informed investment decision. UBS Financial Services Inc. does not, and this site does not intend to, render tax or legal advice.
 
This site has been published in the United States for residents of the United States only. This site is not intended for use by, or to provide any information to, investors outside of the United States, and such investors should not rely on any information or material appearing on the site. UBS Financial Services Inc. reserves the right to require proof of residence from any user accessing the site and requesting information. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Nothing on this site shall be construed to be a solicitation to buy or offer to sell any security, product or service to any non-U.S. investor, nor shall any such security, product or service be solicited, offered or sold in any jurisdiction where such activity would be contrary to the securities laws or other local laws and regulations, or would subject UBS Financial Services Inc. or any of its affiliates to any registration requirement within such jurisdiction. U.S. investors should be advised that not all investments discussed on this site may be available in all states.
 
News, views, opinions, recommendations and other information obtained from sources outside of UBS Financial Services Inc. are believed to be reliable, but we cannot guarantee its accuracy or completeness. All such information is subject to change at any time without notice.

THE ACCURACY, COMPLETENESS AND TIMELINESS OF THE INFORMATION CONTAINED ON THIS SITE CANNOT BE GUARANTEED. UBS FINANCIAL SERVICES INC. DOES NOT WARRANTY, GUARANTEE OR MAKE ANY REPRESENTATIONS, OR MAKE ANY IMPLIED OR EXPRESS WARRANTY OR ASSUME ANY LIABILITY WITH REGARD TO FINANCIAL RESULTS BASED ON THE USE OF THE INFORMATION IN THE SITE.
 
UBS FINANCIAL SERVICES INC. IS NOT LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION, THROUGH ACCESSING THE SERVICES OR INFORMATION ON THIS SITE, OF A COMPUTER VIRUS, OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, DELETE, DAMAGE, DISABLE, DISRUPT OR OTHERWISE IMPEDE IN ANY MANNER, THE OPERATION OF THE SITE OR OF ANY USER'S SOFTWARE, HARDWARE, DATA OR PROPERTY. THE USE OF THIS WEB SITE IS AT YOUR OWN RISK.

UBS FINANCIAL SERVICES INC. HAS NO DUTY, RESPONSIBILITY, OR OBLIGATION TO UPDATE OR CORRECT ANY INFORMATION IN THE SITE.

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Except as may be expressly authorized, all information contained on this site may not be reproduced, transmitted, displayed, distributed, published or otherwise commercially exploited without the written consent of UBS Financial Services Inc.
 
Brand names, product names, trademarks and service marks which may appear on this site are the property of their respective owners, and may, at times include: the Gallup Organization, Reuters, Reality Online, Inc., CNBC/Dow Jones Business Video, Adobe Acrobat, Microsoft Internet Explorer, Windows Media Player, Netscape Navigator, MarketWatch.com, CBS Broadcasting, Inc., and America Online.

'Hypertext links' and/or 'hyperlinks' to or from other Internet sites, may be included at times as a convenience to the user. UBS Financial Services Inc. assumes no responsibility for the content of any linked site. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site. UBS Financial Services Inc. is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. UBS Financial Services Inc. makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content

This site permits you to communicate electronically by sending an e-mail message to UBS Financial Services Inc. By use of this site, you agree not to use e-mail to give UBS Financial Services Inc. any instruction affecting your account(s) or any linked accounts, including, but not limited to placing orders to purchase or sell a security or to transfer funds. You also agree not to use e-mail for the transmission of any personal credit information (including account numbers or credit card numbers), to give notice of a change of address, or to give UBS Financial Services Inc. any time-sensitive instructions. UBS Financial Services Inc. shall not be liable for any actions taken or any omissions to act as a result of any E-mail message you send to UBS Financial Services Inc.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. We may also screen your name against various databases to verify your identity.

Users of this website shall be bound by all applicable Federal laws of the United States of America and the laws of the State of New York.

The appropriate New York federal or county court shall have exclusive jurisdiction for any action or dispute arising out of this agreement or website.