Manage your day-to-day finances when it’s convenient for you with our digital services.
Manage your day-to-day finances when it’s convenient for you with our digital services.
Make deposits and withdrawals, transfer funds, pay bills, manage your accounts and more, typically all within minutes. To get started, take a peek at the video tutorials below and learn how to use our digital services. Fitting your finances into your busy life has never been easier.*
Cash Management services
Cash Management services
Mobile Deposit Capture: Deposit checks quickly and securely within minutes
Zelle® Send and Receive: Send and receive money and split expenses with Zelle®
Bill Pay: Pay bills and set up one-time or recurring payments for any of your monthly or daily expenses
Zelle® Enroll: Enroll and add contacts to start using Zelle®
Three steps to Electronic Funds Transfer
Three steps to Electronic Funds Transfer
Step 1 - Enroll: Enroll in the Electronic Funds Transfer service (EFT)
Step 2 - Account Verification: (two methods)***
- Instant Account Verification - Link Your UBS Accounts with accounts you own at an external institution using your login credentials at that external financial institution.
- Manual Account Verification - Link Your UBS Accounts with accounts you own at an external institution using your external financial institution routing and account numbers.
Step 3 - Electronic Funds Transfer: Learn how to initiate an Electronic Funds Transfer
*Your eligible UBS Accounts and the associated cash management services are offered by UBS Financial Services Inc. through third-party banks. Deposit and loan products are offered by UBS Bank.
**Only non-advisory accounts can execute online deposits into and withdrawals from UBS Cash Reserve.
***Linking your UBS accounts to external accounts through Instant Account Verification (IAV) or Manual Account Verification (MAV) is not available for any type of business account, regardless of whether the account is held away or at UBS.
To send or receive money with Zelle®, both parties must have an eligible checking or savings account. UBS Financial Services Inc. maintains an arrangement with an unaffiliated bank to provide its clients with access to checking account services through their UBS Resource Management Account.
In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
About UBS Bank
“UBS Bank” is UBS Bank USA, N.A. Member FDIC, NMLS no. 947868. UBS Bank is a subsidiary of UBS Group AG.
UBS Cash Reserve deposits are made through an account at UBS Financial Services Inc., an affiliate of UBS Bank. UBS Financial Services Inc., as your agent and custodian, will open a deposit account with UBS Bank. Certain advisory accounts, non-resident aliens and financial institutions are not eligible for UBS Cash Reserve. For more information, please see the UBS Cash Reserve Disclosure Statement available at ubs.com/cashreservedisclosure or contact your Financial Advisor.
UBS Cash Reserve is not intended for clients who need frequent access to their funds. For non-advisory accounts, UBS Financial Services Inc. will charge $25 for each withdrawal in excess of ten (10) withdrawals in a calendar month. For advisory accounts, if you make more than ten (10) withdrawals in any month, your entire UBS Cash Reserve position (principal plus accrued interest) will be liquidated at the eleventh (11th) withdrawal and deposited in your advisory account. Your funds will not automatically go back into UBS Cash Reserve the next month. Ask your Financial Advisor to transfer funds back if you want to deposit again. A withdrawal will be considered to occur on the day on which the funds are actually withdrawn from UBS Cash Reserve, which may not be the same day on which you place an order for the withdrawal with your Financial Advisor. Any applicable fees will be posted to your account at UBS Financial Services Inc. the business day following the excess withdrawal, and may reduce your earnings. You may incur a withdrawal fee or your position may be liquidated, as applicable, even if the withdrawal is involuntary such as if a withdrawal is made by UBS Financial Services Inc. to meet a margin call.
About UBS Financial Services Inc.
The Resource Management Account (RMA), Business Services Account BSA and International Resource Management Account (IRMA) are brokerage accounts with UBS Financial Services Inc., a registered broker-dealer and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org. These accounts provide access to cash management services through arrangements with affiliated banks and other third-party banks. UBS Financial Services Inc. is not a bank.
Investment, insurance and annuity products: Not FDIC insured • Not a deposit • No bank guarantee • May lose value
UBS Financial Services Inc. is a subsidiary of UBS Group AG. Member FINRA. Member SIPC.
© UBS 2026. The key symbol, UBS, Resource Management Account, RMA, Business Services Account BSA, International Resource Management Account, and IRMA are among the registered and unregistered trademarks of UBS. All rights reserved.
Review code: 20260904-5895077. Expiration: September 04, 2027
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