Pension provision for private and corporate clients

Pillar 3

Pillar 3 supplements OASI and your pension fund, and strengthens your retirement provision – voluntarily, flexibly and individually with pillar 3a or 3b.

More about pillar 3

Vested benefits

With our vested benefits solutions, your retirement capital is safe if you take a career break or give up gainful employment.

More about vested benefits

Retirement calculator

Calculate quickly and easily whether you have a pension gap, what specifically you can do about it and how you can look forward to a relaxed future.

To the retirement calculator

È il tramonto, una donna siede a un tavolo di legno all’aperto e legge informazioni sul pensionamento anticipato con sul suo laptop.

Does planning for retirement sound complicated? It doesn’t have to be. In this webcast, you’ll get a simple and straightforward introduction to the Swiss pension system, along with practical tips. There’s no better time than now to take stock of your own situation and get started. Perfect for anyone who’s been putting it off.

Is pension planning more important when you have a family? How can you best protect your loved ones? Is marriage sufficient as a form of pension provision? In this webcast, we explain the key aspects to consider for ensuring your family’s financial security.

Whether you’ve recently moved to Switzerland or haven’t yet taken a closer look at your pension planning, the Swiss pension system can be complex. In this webcast, you’ll learn how the three‑pillar system works, how pension fund buy‑ins and pillar 3a can help you save taxes, and how to close potential pension gaps.

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Date19 May 2026, 02:00 CDT

Pillar 3 Pay into pillar 3a retroactively

From 2026, you can close contribution gaps in your pillar 3a retroactively, subject to specific conditions.

Apply for a 3a purchase

Retirement planning

The sooner you start planning for your retirement, the more you can look forward to it. We’ll support you.

More about retirement planning

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Comprehensive wealth planning

Our job is to understand your concerns, set goals together and help you achieve them. May we accompany you on your journey?

More about comprehensive wealth planning

Senior couple sitting on the threshold of home and garden chatting.

3-pillar principle How does the pension system work in Switzerland?

Your financial security in retirement rests on three pillars: state, occupational and private pension provision. These three pillars complement each other and help provide the best possible financial security.

More about the Swiss pension system

Other retirement calculators

UBS 1e Collective Foundation 1e pension solution

Affiliation with the UBS 1e Collective Foundation enables personalized investment strategies for the extra-mandatory part of pillar 2 and thereby more flexibility for your company.

More about the UBS 1e Collective Foundation