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The eruption of the COVID-19 pandemic at the end of 2019 has brought about an unprecedented disruption to our daily activities. The virus began in China but quickly moved to Europe and, at time of writing, all major European countries are under lockdown – leading to an unprecedented restriction on our activities and a demonstration of the powers wielded by governments. From a market and economic perspective, this has effectively suspended most business and commercial activities, meaning 2020 will make grim reading. The only relevant question now is how soon can we bounce back?

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