Richard Lloyd and Sotir Dimovski
Structured Solutions

Stock markets have been a reliable source of investment returns in the long run. But over shorter time horizons, equities can be subject to sharp corrections and bear markets which erode capital and accumulated gains. This was starkly demonstrated in the 2008 global financial crisis and again in the sharp selloff in equity markets following the emergence of the COVID-19 pandemic in early 2020 when global equities fell by over 30% in a single month, wiping out several years of accumulated profits.