蘇黎世/巴塞爾，2014 年 7 月 29 日– 瑞銀所有業務部與區域，取得第二季強勁的營運業績，使瑞銀在客戶活動淡靜的情況下，仍能達到調整後1 稅前淨利 12 億瑞郎。按匯報基準，稅前溢利為 12 億瑞郎。瑞銀持續強化其領先業界之「全面採納巴塞爾 III普通股一級資本 (CET1) 比率」，使該比率提高至13.5%，且其全面採納瑞士 SRB 槓桿比率亦提高至 4.2%，提早四年達成預期的全面採納規定。瑞銀財富管理業務部、零售及企業業務部以及環球資產管理業務部都受到與訴訟、法規與類似事宜所提撥之費用準備所影響，集團所提撥之總金額共達2.54億瑞郎。

若撇除上述撥備並考慮當前的市況，瑞銀所有業務部均錄得堅穩的業績。不包括撥備，財富管理業務部採取策略措施增加全權委託業務和放款，帶動經常性收入上升，因而達致調整後¹溢利 6.84 瑞郎。該業務部吸引了 107 億瑞郎的新現金淨流入；美洲財富管理業務部獲得創紀錄營收，投資資產規模首次超過 1 兆美元。若不考慮撥備，零售及企業業務部錄得與上一季度同等強勁的業績，新業務淨增長穩健；環球資產管理業務部的新現金淨流入仍然十分強勁，在不計算貨幣市場流量下，達到 116 億瑞郎的水平；投資銀行的溢利上升，調整後1 應佔股本回報率為 30%。

整體而言，瑞銀證明了其策略在不同市場情況下依然能夠發揮效用。

與波鴻（Bochum）當局間的德國跨境稅務事宜得到解決

瑞銀與波鴻當局的德國跨境稅務事宜於7月得到解決。和解內容包括由瑞銀支付大約3億歐元瑞郎，以結束法律訴訟。此訴訟事宜的解決，對瑞銀在此一重要市場中持續發展是非常重要的一步。在瑞銀的努力之下，有超過 95% 的德國客戶已向瑞銀提供稅務合規證明，或已完成自願合規計劃。瑞銀將以於年底達成 100% 合規為目標。

集團概況

  • 調整後1稅前溢利 12 億瑞郎
  • 瑞銀股東應佔溢利為 7.92 億瑞郎；攤薄後每股盈利 0.21 瑞郎
  • 調整後1營業收入 70 億瑞郎
  • 全面採納巴塞爾 III普通股一級資本 (CET1) 比率為 13.5%
  • 全面採納瑞士 SRB 巴塞爾 III 槓桿比率為 4.2%，符合預期的 2019 年全面採納規定

業務部概況

  • 財富管理業務部調整後1 稅前溢利為 3.93 億瑞郎；新現金淨流入表現強勁，為 107 億瑞郎；新現金淨流入增長率達到目標區間的上限；投資資產的毛利率為 84 基點；調整後1成本/收入比率高於目標區間
  • 美洲財富管理業務部調整後1稅前溢利 2.46 億美元；新現金淨流出 25 億美元，主要是客戶提取現金以支付季節性的稅款；調整後1成本/收入比率以及投資資產毛利率維持在目標區間內
  • 零售及企業業務部調整後1稅前溢利 3.67 億瑞郎；新業務淨增長持續強勁；淨利差則維持在目標區間內
  • 環球資產管理業務部調整後1 稅前溢利 1.07 億瑞郎；若不包括貨幣市場流量，則新現金淨流入達 116 億瑞郎的強勁水平；不包括貨幣市場流量的年率化新現金淨流入增長率遠高於目標水平
  • 投資銀行調整後1稅前溢利增長至5.63億瑞郎；全面採納風險加權平均資產（RWA）及經撥資資產完全符合限制；調整後1成本/收入比率於目標區間內；調整後1應佔股本回報率為 30%

瑞銀的成就所獲得的外界表彰包括：

  • Euromoney 連續第三年評選瑞銀為「最佳環球銀行（Best Global Bank）」以及「瑞士最佳銀行（Best Bank in Switzerland）」。
  • 瑞銀連續第二年被 Scorpio Partnership 旗下具影響力的「環球私人銀行服務主要表現指標基準（Global Private Banking Benchmark）」²評選為全球最大財富管理公司。
  • 瑞銀身為全球領先經紀行及研究公司的地位，再次獲得確認，在一年一度的「泛歐湯森路透 Extel 調查（pan-European Thomson Reuters Extel Survey）」的數個組別中獨佔鰲頭，包括連續第十一年被評選為「領先泛歐股票行（Leading Pan-European Equity House）」
  • 瑞銀的流動銀行驗證系統獲得國際「無接觸式及流動客戶體驗（international Contactless & Mobile Customer Experience）」大獎肯定；其流動銀行應用程式則在  MyPrivateBanking Research 對 40 家主要零售銀行的評選中高居前三名。

就瑞銀第二季度業績，瑞銀集團首席執行官Sergio P. Ermotti 表示：「雖然我們的客戶和業界繼續面對充滿挑戰的市場環境，但我們仍然達致強勁的基本業績。我們也繼續積極處理訴訟事宜、削減

非核心與遺留資產規模，並執行策略措施。」

瑞銀之 2014 年第二季季報、致股東信函以及簡報投影片，將於 2014 年 7 月 29 日中歐時間（CEST） 06.45 放置於下列網站 www.ubs.com/investors.

瑞銀將於 2014 年 7 月 29 日星期二召開 2014 年度第二季營運成果說明會。營運成果將由集團執行長 Sergio P. Ermotti、集團財務長暨營運長 Tom Narati、全球投資人關係部門主管 Caroline Stewart 以及集團通訊與品牌部門主管 Hubertus Kuelps 共同發表。

時間

09.00 (中歐時間)
08.00 (英國夏令時間)
03.00 (美東夏令時間)

線上收聽

營運成果之簡報說明內容，可於 www.ubs.com/quarterlyreporting 即時收聽，並將同步播放簡報資料。

營運成果之簡報說明內容的錄音檔，將於 2019 年 7 月 29 日中歐時間中午 12:00 放置於 www.ubs.com/investors.

UBS AG

 

投資人關係
瑞士： +41-44-234 41 00

媒體關係
瑞士： +41-44-234 85 00
英國： +44-207-567 47 14
美洲： +1-212-882 58 57
亞太地區： +852-297-1 82 00

www.ubs.com

1 除非另為說明，2014 年第二季「調整後」數據，於集團與業務部層級之適用範圍內，不含下列各項：自有授信額度利得 7,200 萬瑞郎；出售不動產利得 100 萬瑞郎、於金融資訊服務公司 Markit 首次公開發行後，因部分出售本行所持有、並列為備供出售金融投資部位之該公司股份後所賺取之利得 4,300 萬瑞郎，以及淨重組費用 8,900 萬瑞郎。於 2014 年第一季中，我們所排除的項目包括：自有授信額度利得 8,800 萬瑞郎、出售不動產利得 2,300 萬瑞郎、及淨重組費用 2.04億瑞郎。2Scorpio Partnership 2014 年度私人銀行標竿 – 銀行管理資產超過 1 兆美元（The Scorpio Partnership Private Banking Benchmark 2014 – banks with assets under management of over USD 1 trillion）。

Cautionary Statement Regarding Forward-Looking Statements | This media release contains statements that constitute “forward-looking statements”, including but not limited to management’s outlook for UBS’s financial performance and statements relating to the anticipated effect of transactions and strategic initiatives on UBS’s business and future development. While these forward-looking statements represent UBS’s judgments and expectations concerning the matters described, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from UBS’s expectations. These factors include, but are not limited to: (i) the degree to which UBS is successful in executing its announced strategic plans, including its efficiency initiatives and its planned further reduction in its Basel III risk-weighted assets (RWA) and leverage ratio denominator (LRD); (ii) developments in the markets in which UBS operates or to which it is exposed, including movements in securities prices or liquidity, credit spreads, currency exchange rates and interest rates and the effect of economic conditions and market developments on the financial position or creditworthiness of UBS’s clients and counterparties; (iii) changes in the availability of capital and funding, including any changes in UBS’s credit spreads and ratings, or arising from requirements for bail-in debt or loss-absorbing capital; (iv) changes in or the implementation of financial legislation and regulation in Switzerland, the US, the UK and other financial centers that may impose more stringent capital (including leverage ratio), liquidity and funding requirements, incremental tax requirements, additional levies, limitations on permitted activities, constraints on remuneration or other measures; (v) uncertainty as to when and to what degree the Swiss Financial Market Supervisory Authority (FINMA) will approve reductions to the incremental RWA resulting from the supplemental operational risk-capital analysis mutually agreed to by UBS and FINMA, or will approve a limited reduction of capital requirements due to measures to reduce resolvability risk; (vi) the degree to which UBS is successful in executing the announced creation of a new Swiss banking subsidiary, a holding company for the UBS Group (including the announced offer to exchange shares of UBS AG for shares of such holding company), a US intermediate holding company, changes in the operating model of UBS Limited and other changes which UBS may make in its legal entity structure and operating model, including the possible consequences of such changes, and the potential need to make other changes to the legal structure or booking model of UBS Group in response to legal and regulatory requirements, including capital requirements, resolvability requirements and the pending Swiss parliamentary proposals and proposals in other countries for mandatory structural reform of banks; (vii) changes in UBS’s competitive position, including whether differences in regulatory capital and other requirements among the major financial centers will adversely affect UBS’s ability to compete in certain lines of business; (viii) the liability to which UBS may be exposed, or possible constraints or sanctions that regulatory authorities might impose on UBS, due to litigation, contractual claims and regulatory investigations; (ix) the effects on UBS’s cross-border banking business of tax or regulatory developments and of possible changes in UBS’s policies and practices relating to this business; (x) UBS’s ability to retain and attract the employees necessary to generate revenues and to manage, support and control its businesses, which may be affected by competitive factors including differences in compensation practices; (xi) changes in accounting or tax standards or policies, and determinations or interpretations affecting the recognition of gain or loss, the valuation of goodwill, the recognition of deferred tax assets and other matters; (xii) limitations on the effectiveness of UBS’s internal processes for risk management, risk control, measurement and modeling, and of financial models generally; (xiii) whether UBS will be successful in keeping pace with competitors in updating its technology, particularly in trading businesses; (xiv) the occurrence of operational failures, such as fraud, unauthorized trading and systems failures; and (xv) the effect that these or other factors or unanticipated events may have on our reputation and the additional consequences that this may have on our business and performance. The sequence in which the factors above are presented is not indicative of their likelihood of occurrence or the potential magnitude of their consequences. Our business and financial performance could be affected by other factors identified in our past and future filings and reports, including those filed with the SEC. More detailed information about those factors is set forth in documents furnished by UBS and filings made by UBS with the SEC, including UBS’s Annual Report on Form 20-F for the year ended 31 December 2013. UBS is not under any obligation to (and expressly disclaims any obligation to) update or alter its forward-looking statements, whether as a result of new information, future events, or otherwise.

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