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Mehrgenerationenfamilie beim Abendessen, durch ein Fenster gesehen

Recommend UBS

Share great experiences – and celebrate together

Refer a friend and receive up to CHF 150*

For Adults

  • Platinum

    For special experiences in Switzerland and worldwide

    CHF 150* as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats, plus 4 additional withdrawals per month at other banks in Switzerland and 2 additional withdrawals abroad

    Platinum Credit Card included

    • Comprehensive travel insurance (covering cancellation, baggage and accidents), worth approximately CHF 600 per year
    • 6 KeyClub loyalty points for every CHF 1,000 spent
    • Up to 30% off selected hotels in Switzerland, worth up to CHF 285
    • Exclusive benefits at luxury hotels worldwide through suitespot, worth up to CHF 500 per booking
    • Unlimited access to over 1,800 airport lounges with Priority Pass, worth approximately CHF 750 per year

    Free of charge for 6 months

    CHF 43 per month**

  • Most popular

    Gold

    For shared time off and the most beautiful hotels

    CHF 100*

    as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats, plus 2 additional withdrawals per month at other banks in Switzerland

    Gold Credit Card included

    • Premium travel and flight accident insurance worth approximately CHF 200 per year
    • 4 KeyClub loyalty points for every CHF 1,000 spent
    • Up to 30% off selected hotels in Switzerland, worth up to CHF 285
    • Exclusive benefits at luxury hotels worldwide through suitespot, worth up to CHF 500 per booking

    Free of charge for 6 months

    CHF 18 per month**

  • Classic

    For the day to day, with handy benefits

    CHF 80*

    as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats

    Classic Credit Card included

    • Standard travel and flight accident insurance worth approximately CHF 50 per year
    • 2 KeyClub loyalty points for every CHF 1,000 spent

    Free of charge for 6 months

    CHF 8 per month**

  • Easy

    For the essentials – no extras

    CHF 40*

    as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats

    Free of charge

    CHF 0 per month

Slide 1-4

For Young Adults and Students

  • Platinum

    For special experiences in Switzerland and worldwide

    CHF 150* as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats, plus 4 additional withdrawals per month at other banks in Switzerland and 2 additional withdrawals abroad

    Platinum Credit Card included

    • Comprehensive travel insurance (covering cancellation, baggage and accidents), worth approximately CHF 600 per year
    • 1 KeyClub loyalty points for every CHF 1,000 spent (upper limit CHF 1,000/max. 10 points per quarter)
    • Up to 30% off selected hotels in Switzerland, worth up to CHF 285
    • Exclusive benefits at luxury hotels worldwide through suitespot, worth up to CHF 500 per booking
    • Unlimited access to over 1,800 airport lounges with Priority Pass, worth approximately CHF 750 per year

    Free of charge for 6 months

    CHF 35 per month**

  • Most popular

    Gold

    For shared time off and the most beautiful hotels

    CHF 100*

    as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats, plus 2 additional withdrawals per month at other banks in Switzerland

    Gold Credit Card included

    • Premium travel and flight accident insurance worth approximately CHF 200 per year
    • 1 KeyClub loyalty points for every CHF 1,000 spent (upper limit CHF 1,000/max. 10 points per quarter)
    • Up to 30% off selected hotels in Switzerland, worth up to CHF 285
    • Exclusive benefits at luxury hotels worldwide through suitespot, worth up to CHF 500 per booking

    Free of charge for 6 months

    CHF 8 per month**

  • Classic

    For the day to day, with handy benefits

    CHF 80*

    as a thank you

    • Personal and savings account
    • Debit card with free cash withdrawals at UBS Bancomats

    Classic Credit Card included***

    • Standard travel and flight accident insurance worth approximately CHF 50 per year
    • 1 KeyClub loyalty points for every CHF 1,000 spent (upper limit CHF 1,000/max. 10 points per quarter)

    Free of charge

    CHF 0 per month

Slide 1-3

* The referral bonus is credited as KeyClub points and can be redeemed in the KeyClub eStore (1 point = CHF 1).
** You benefit from this discounted price if you hold at least CHF 10,000 or a mortgage with UBS. Otherwise, an additional CHF 5 per month applies. 
*** For young people aged 12 to 17, the credit card is replaced by a UBS Prepaid Card – so they can still enjoy many benefits.

Clients who do not have a credit card, or who have a prepaid card, are eligible for the referral bonus associated with UBS Easy.

How does it work?

Follow these three, simple steps to get your reward.

  1. 01

    Log in to your Digital Banking

    Scan the QR code to open “Refer a friend” in your Mobile Banking or log in to your E-Banking/Mobile Banking and go to “Profile” > “Refer a friend”.

  2. 02

    Activate and share your unique referral code with a friend

    Let the invited person know which banking offer you recommend: Easy, Classic, Gold, or Platinum.

  3. 03

    Time to celebrate

    Once the account has been successfully opened by your friend and all conditions have been met, your the KeyClub points will be credited automatically to both of you.

QR code for “Refer a Friend” in UBS Mobile Banking

* The referral bonus is credited as KeyClub points and can be redeemed in the KeyClub eStore (1 point = CHF 1).

We’re here for you.

Do you have any questions about our referral program? Here you’ll find the key answers at a glance.