Ready to upgrade your money skills?
Ready to upgrade your money skills?
These real-life scenarios and practical tools will help put you in charge. Think of it as your personal training ground for smarter money decisions.
Prepare for the unknown
Money is a tool
Build the life you want with intentional financial decisions.
Your mindset matters
Your values, experiences and emotions shape how you use money.
Budgeting creates freedom
Understanding needs and wants helps you make smarter choices.
Time is your greatest asset
Small, regular investments can grow through compound interest.
Debt can create opportunities
Borrowing can be a bridge if used wisely, a trap if not.
Invest in yourself
Your skills and knowledge are valuable forms of capital.
Trust powers the economy
Learn how money, banks and financial systems work.
Prepare for the future
Critical thinking, curiosity and lifelong learning help you navigate change.
Get ready for a changing jobs market
Instructions
Read the learnings below and take the time to answer their respective personal reflection questions.
Hint: The answers come from all YUMO modules.
What this shows
How small steps today can give you greater freedom in the future.
Personal reflection
- What have you learned about yourself while exploring YUMO?
- What’s one takeaway from YUMO you’d share with a friend?
Taking on the triple whammy
Taking on the triple whammy
AI, geopolitics and climate change are transforming how our world works. You don’t need to predict exactly what comes next to be prepared. This section helps you connect the big global shifts to choices today.
Become an expert
Taking on the triple whammy
AI, geopolitics and climate change are transforming how our world works. You don’t need to predict exactly what comes next to be prepared. This section helps you connect the big global shifts to choices today.
Economics in everyday life
The economy is like gravity: a force of nature. You can work for it. Or it can work for you. Learn about prices, inflation and the cycle of boom and bust. See why governments struggle to control the economy and how cryptocurrencies aim to reshape it. This gets emotional. But not like you think.
Solve your money mystery
Money may be a mystery to many. But you can solve it. Discover how beliefs, emotions and values shape money decisions. Learn to spot patterns, identify your values and define what “enough” means for you. Unpack those paradoxes and use budgets to achieve goals and avoid spending pitfalls.
Investing for beginners
Create the freedom to breathe easier, dream bigger and shape the life you want with a few simple saving and investing habits that build confidence, expand your options and help secure your future. Discover why time really is money.
Smart borrowing
Borrowing can empower growth when used wisely but missteps create costly traps. Understand value, affordability and risks, so that you use credit responsibly and avoid pitfalls.
Life stages and big decisions
Navigate life stages with confidence. Learn how to make smart housing choices, support family, handle life’s big transitions and make early preparations that are sure to pay off with a comfortable retirement.
Money and banking
Discover how banks actually work, how they serve society, make money, support our shared prosperity, and how they are evolving from crypto to blockchain, neobanks to regulation.
YUMO in one place
Here for you
Disclaimer
Disclaimer
This publication is for personal information purposes only within Switzerland and is not to be understood as a recommendation, offer or solicitation of an offer for investment or other specific products and services. It is not intended to form investment, legal or tax advice and should not be used as the basis for financial decisions. Before making a decision, you should obtain professional advice.
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