Open an account for young people and students online

Q: I’m a student, do I need my student ID card when I open an account?

You’ll need either a student ID / identification card or a written confirmation of enrollment / study

Q: You can easily extend your identification card online

Here’s how: Fill in the online form Scan the identification card (front and back) Upload scans Submit form

Q: I’m a minor. What do my parents and I need to consider?

From the age of 12, you can open your account online yourself.. Your parents may support you, but they don’t have to. If you wish, you can apply for a power of attorney so that your parents have access to your account. This can be done after opening via the UBS Mailbox in UBS Digital Banking.

Q: How does cashback work?

Store your UBS payment methods once in the cashyou app. Get money back automatically every time you shop at numerous brand partners such as Burger King, dieci Pizza, Fust, DQ Solutions or Metro. Check your accumulated cashback at any time in the cashyou app. Get your cashback conveniently transferred to your UBS account with just one click once you have accumulated CHF 60 or more.

Classic
For the day to day, with handy benefits
Personal and savings account
Debit card with free cash withdrawals at UBS Bancomats
Classic Credit Card included**
Standard travel and flight accident insurance worth approximately CHF 50 p.a.
1 KeyClub loyalty points for every CHF 100 spent (upper limit CHF 1,000/max. 10 points per quarter)
CHF 0 per month
Discover Classic
Most popular
Gold
For more convenience every day and when traveling
6 months free
Personal and savings account
Debit card with free cash withdrawals at UBS Bancomats, plus 2 additional withdrawals per month at other banks in Switzerland
Gold Credit Card included
Premium travel and flight accident insurance worth approximately CHF 200 p.a.
1 KeyClub loyalty points for every CHF 100 spent (upper limit CHF 1,000/max. 10 points per quarter)
Exclusive benefits at luxury hotels worldwide through suitespot, worth up to CHF 500 per booking
Free of charge for 6 months
CHF 8 per month
Discover Gold
Platinum
For special experiences in Switzerland and worldwide
6 months free
Personal and savings account
Debit card with free cash withdrawals at UBS Bancomats, plus 4 additional withdrawals per month at other banks in Switzerland and 2 additional withdrawals abroad
Platinum Credit Card included
Comprehensive travel insurance (covering cancellation, baggage and accidents), worth approximately CHF 600 per year
1 KeyClub loyalty points for every CHF 100 spent (upper limit CHF 1,000/max. 10 points per quarter)
Exclusive benefits at luxury hotels worldwide through suitespot, worth up to CHF 500 per booking
Unlimited access to over 1,800 airport lounges with Priority Pass, worth approximately CHF 750 per year
Free of charge for 6 months
CHF 35 per month
Discover Platinum

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^*1 KeyClub point = CHF 1. Redeemable at any time in the KeyClub eStore.

**For young people aged 12 to 17, the credit card is replaced by a UBS Prepaid Card - so they can still enjoy many benefits.

Services and prices

cashyou is the benefits app for everyone under 30 – completely free for young people and students with a UBS account. Get exclusive cashback deals and countless savings opportunities.

Click here to go to cashyou