The most important card functions

Turnover bonus

It pays to use your Mastercard Excellence: we'll refund all or half of your annual fees when you reach the annual turnover shown below.

Annual transaction volume

CHF

EUR

USD

Half price in the following year

50 000

35 000

40 000

Free of charge in the following year

100 000

70 000

80 000

To calculate the bonus turnover, the purchases on each card, including your second card and additional cards, will be considered.

Non-eligible turnover: cash withdrawals, card fees and withdrawal fees.

UBS Digital Banking

With UBS E-Banking and the UBS Mobile Banking App, you can securely access your card information such as your most recent transactions, your balance and statements anytime and anywhere.

If your card is lost or stolen, you can block it directly in the app or in E-Banking. You’ll receive a replacement straight away. If your UBS Credit Card is defective, you can request a new one free of charge.

Our push notifications, text messages and e-mails ensure you always have an overview of your spending. You can find further information at: https://www.ubs.com/ebanking

Invoicing

Billing occurs monthly in your choice of Swiss francs, US dollars or euros.

Contactless payment

Searching for small change is a thing of the past, thanks to contactless payment. Briefly hold your credit card up to the reader and easily and quickly pay up to CHF 80 – no need for your PIN or signature.

Prices

Prices

Category

CHF

EUR

USD

One-off sign-up fee

1000

650

800

Price per year

2000

1300

1600

Cash withdrawals1 in Switzerland and abroad (per withdrawal)


4%
min. CHF 10


4%
min. EUR 8


4%
min. USD 10

Currency conversion for transactions in foreign currencies

Card organization rateplus 1.75% processing surcharge

Card organization rateplus 1.75% processing surcharge

Card organization rateplus 1.75% processing surcharge

CHF transactions abroad

1.75% processing surcharge

1.75% processing surcharge

1.75% processing surcharge

Replacement card

Free of charge

Free of charge

Free of charge

Expenditure framework

Credit limits

Amount

Spending limit

agreed on an individual basis

Cash withdrawals

  • at ATMs
  • at selected UBS counters

an ATM limit is applied depending on the country, maximum daily limit of CHF / EUR / USD 1,000.

100 % of the card limit