Paying a credit card bill
Where do I find my credit card invoice and how do I pay it online?
If you have switched to paperless invoices for credit cards, you will receive your invoices directly in E-Banking and Mobile Banking. Invoices can be viewed here for two years from their issue date.
Still not switched to paperless invoices?
Note: If you already pay your credit card invoices via eBill or direct debit, the current payment process will remain the same.
Paying card invoices
Paying card invoices
You can also make partial payments on your credit card bill.
On your smartphone
1. Log on to the Mobile Banking App.
2. Navigate to Cards.
3. Select Invoices in the desired card account.
4. Select the invoice that is due to be paid.
5. Click on Pay to proceed with the payment.
6. Follow the instructions on the screen.
On your computer
- Log on to the e-Banking.
- Navigate to Accounts and cards > Card invoices
- Select desired card account with an open invoice.
- Click on the three dots on the right of the outstanding invoice and then Pay
- Follow the instructions on the screen
Pay your credit card invoice by direct debit (LSV)
To pay your credit card bill via direct debit (LSV), in UBS E-Banking navigate to “Accounts & Cards > Settings for cards > Credit cards > Settings for invoices” and select the payment method “Automatic payment” for the desired card account.
- Your credit card bill is generated once a month on the key date and can be viewed in UBS Digital Banking. With direct debit (LSV) the outstanding amount is automatically debited from your UBS bank account.
- Transactions with your UBS credit card (credits and debits) made after the credit card settlement date will only be taken into account for the next billing period.
- After successful direct debiting of your UBS bank account, the amount paid will be available on your card account within three working days. If you want to increase the limit on your UBS credit card in the interim, you can do this in E-Banking and Mobile Banking.
You can find general information about paying by direct debit here
Partial payments
Partial payments
You can also make partial payments on your credit card bill.
Make a partial payment in E-Banking
- Log on to E-Banking.
- Navigate to “Cards > Account & expenses > Monthly statements”.
- In the status column on the right, click on the green payment symbol.
- Click on the amount that you would like to pay and confirm the payment:
• 100%: full bill amount
• 50%: half of the bill amount (only possible for bills of > CHF 100)
• Minimum: 5% of the bill amount, but a minimum of CHF/EUR/USD 50
• Individual: you can enter the amount you would like to pay in the amount field
The remaining amount will be automatically carried over to the next bill. The transactions that have not been paid will be charged interest at a rate of 14% annually from the transaction date.
Prerequisite: To make partial payments on your credit card bill, you have to activate the “Manual payment” payment type.
Make a partial payment in Mobile Banking
Change payment type for card bill
The card bill can be paid manually or automatically. If you would like to make partial payments, you have to activate the “Manual payment” payment type.
- Log on to E-Banking.
- Navigate to “Cards> Self-service > Set bill”.
- Use “Change” to change the payment type for a card account:
• Manual payment: Payment using a physical payment slip or manual payment approval in E-Banking
• Automatic payment: Direct debit of your banking account
It takes two to three days to change the payment type.
Bank details for payments to a UBS Credit Card
Bank details for payments to a UBS Credit Card
With the correct information, we can quickly credit your payments or transfers to your credit card account. Therefore, please choose the right bank account when depositing or transferring money.
If possible, use the payment slip provided. The following accounts can be used for online transfers.
Bank details | Bank details | UBS Switzerland AG, P.O. Box, 8098 Zürich | UBS Switzerland AG, P.O. Box, 8098 Zürich |
|---|---|---|---|
Bank details | Beneficiary | UBS Switzerland AG, P.O. Box, 8098 Zürich | UBS Switzerland AG, |
Bank details | SWIFT/BIC | UBS Switzerland AG, P.O. Box, 8098 Zürich | UBSWCHZH80A |
Bank details | Important: | UBS Switzerland AG, P.O. Box, 8098 Zürich | Card account number |
IBAN | IBAN | Currency | Currency |
|---|---|---|---|
IBAN | CH25 0023 0230 0129 5305 U | Currency | CHF |
IBAN | CH03 0023 0230 0129 5371 Y | Currency | EUR |
IBAN | CH09 0023 0230 0129 5370 Q | Currency | USD |
IBAN | CH48 0023 0230 0129 5301 G | Currency | GBP |
