- Written payment orders must be received by mail by Wednesday, 30 December 2026.
- Payment orders via UBS Digital Banking or UBS Multimat must be entered by Wednesday, 30 December 2026 to be executed in 2026.
- Different deadlines apply for foreign currency payments. These depend on the destination country and the desired currency.
The following maximum amounts apply for the year 2026:
- Employed persons with a pension fund: maximum of 7,258 francs
- Employed persons without a pension fund: 20% of earned income, up to a maximum of 36,288 francs
Payments into pillar 3a pension solutions:
- If you’re making a deposit from a bank other than UBS, don’t forget to adjust your payment details. Find out more at Pillar 3a contributions
Year-End Processing Deadlines 2026
Contribution deadlines for 2026
Payments made via Digital Banking to a UBS Fisca 3a account must be received by 31 December 2026 at the latest to be credited in the 2026 tax year.
Deposits can be made at a bank counter until 30 December 2026.
Transfers from third-party banks to a UBS Fisca 3a account must be received by 18 December 2026 at the latest.
Submission deadline for retroactive Pillar 3a contributions:
All retroactive Pillar 3a contributions must be submitted to the Fisca Pension Foundation by 15 December 2026 at the latest.
Submission deadline for withdrawals:
All withdrawal applications must be submitted to the Fisca Pension Foundation and the UBS Vested Benefits Foundation by Monday, 30 November 2026 at the latest.
Withdrawals from UBS Fisca that are to be executed in 2025:
- The transfer and/or payment instructions must be received in full by the Fisca Pension Fund Foundation by mail by Friday, 28 November 2025.
With the turn of the year from 2026 to 2027, your accounts and custody accounts as well as other banking transactions will be settled. Please keep these documents for when you fill out your tax return. The following table shows you when you will receive which document:
| Product | Year-end documentation for your tax declaration | Date provided | Document generation | Document repository* | Comment |
|---|---|---|---|---|---|
UBS Swiss Tax statement | Swiss tax statement | End of February latest | Client-requested | If a client does not have a mandate, where the tax statement is included, the tax statement needs to be manually requested via UBS Digital Banking and will be sent to the client to his Bank Documents. | The UBS tax statement is an overview of all tax relevant income and assets as of year-end to help filling out the tax declaration including dividends, interest rates etc. The UBS Swiss Tax statement is subject to a fee unless included in a mandate. |
UBS Investment Fund / UBS Key4 Smart Investing | UBS Funds Account Certificate /UBS key4 smart investing | Mid of February | Automatically generated | Available in Bank Documents | If a client has also requested a "tax statement" (see positon 1), no "fund account tax certificate" will be generated. |
UBS Statement of assets | Statement of assets | Beginning of January | Automatically generated | Available in Bank Documents | A statement of assets (or a portfolio valuation) shows the current holdings, quantities, and market values of your investments at a specific snapshot in time, but shows no details on incoming earnings. |
Securities buy or sell order | Contract note | Ad hoc | Automatically generated | Available in Bank Documents | Only necessary in case no "tax statement" (see position 1) is available. |
Securities interests and dividends | Advice_Statement | Company‑specific | Automatically generated | Available in Bank Documents | Only necessary in case no "tax statement" (see position 1) is available. |
UBS Personal Accounts / UBS Savings Accounts / UBS Current Accounts for Private Clients | Tax certificate (account) | First of January | Automatically generated | Available in Bank Documents | Only necessary in case no "tax statement" (see position 1) is available. |
UBS Personal Accounts / UBS Savings Accounts / UBS Current Accounts for Private Clients | Closing of Service Prices | Every end of month | Automatically generated | Available in Bank Documents | Fees & service costs are deductible from taxable income provided they qualify as asset management cost. |
UBS Personal Accounts / UBS Savings Accounts / UBS Current Accounts for Private Clients | Payments | Ad hoc | Client-requested | You can print out any payment confirmation within the payments section in UBS Digital Banking. Go to payments, click on respective payment (3 dots on the right) and choose print out. | Any deductions from your taxable income such as specific public transport or car expenses, renovation costs for homeowners, expenses of self-employed clients or small business owners (which must be supported by proof of business-related costs), as well as self-borne medical and healthcare bills, must be evidenced by appropriate documentation e.g. service invoices and related payment confirmations. |
UBS Fisca 3a pension contributions | Certificate of pension contributions | Mid January | Automatically generated | Available in Bank Documents |
|
UBS Fisca 3a pension payout | Payout of pension assets | Ad hoc | Automatically generated | Available in Bank Documents | Only required if pension assets are being payed out e.g. for early retirement. |
UBS Fisca 3a property payout | Advance withdrawal for owner-occupied property | Ad hoc | Automatically generated | Available in Bank Documents | Only required if pension assets are being payed out for the financing of self-used property. |
UBS Vested Benefits Account | n.a. | n.a. | n.a. | n.a. | Not required for tax purposes. |
UBS Mortgage / Loans | Tax certificate (mortgage / loan) | Mid January | Automatically generated | Available in Bank Documents |
|
UBS Credit Card / Prepaid Card account | Tax certificates for credit cards | By the end of January | Automatically generated | Available in the Card Documents (only on Computer; not on the Smartphone) | Debt Interest on credit card debt can be deducted from taxable income provided within maximum limit. |
*If a client does not have digital documents activated in UBS Digital Banking, documents will be physically sent to the client. See how to switch to digital documents.