Written payment orders must be received by our processing center by Thursday, 28 December 2023. Payment orders via UBS Digital Banking or UBS Multimat must be entered by Thursday, 28 December 2023 to be executed in 2023.
Please also bear in mind that special cut-off times for payment orders may apply in the case of any country- or currency-specific public holidays.
The following maximum amounts apply for the year 2024:
- Employed persons with a pension fund: maximum of 7056 francs
- Employed persons without a pension fund: 20% of earned income, up to a maximum of 35 280 francs
Payments into pillar 3a pension solutions:
- Deposits via Digital Banking must be received in the retirement savings account by not later than 29 December 2023 for them to be deductible in this tax year.
- You can make deposits at the bank counter until 22 December 2023.
Withdrawals from UBS Fisca that are to be executed in 2023:
- The transfer or payment instructions must be received in full by the Fisca Pension Fund Foundation by Friday, 01 December 2023.
With the turn of the year from 2023 to 2024, your accounts and custody accounts as well as other banking transactions will be settled. Please keep these documents for when you fill out your tax return. The following table shows you when you will receive which document:
Product | Product | Year-end documentation | Year-end documentation | Date provided | Date provided |
|---|---|---|---|---|---|
Product | UBS Personal Accounts / UBS Savings Accounts / UBS Current Accounts for Private Clients | Year-end documentation | Account statement and tax certificate | Date provided | By early January* |
Product | UBS Fisca | Year-end documentation | Account statement and tax certificate | Date provided | By mid-February |
Product | UBS Fiscalife | Year-end documentation | Statement of benefits | Date provided | February |
Product | UBS Vested Benefits Account | Year-end documentation | Account statement | Date provided | By the end of January |
Product | UBS Investment Fund Account / UBS key4 smart investing | Year-end documentation | Statement of assets and tax certificate | Date provided | By mid-January |
Product | Year-end documentation | Tax certificate | Date provided | By early February | |
Product | UBS statement of assets | Year-end documentation | Statement of assets | Date provided | By mid-January |
Product | UBS Swiss tax statement | Year-end documentation | Tax statement | Date provided | From mid-February** |
Product | UBS Mortgage | Year-end documentation | Tax certificate | Date provided | By mid-February |
Product | UBS retained mail service | Year-end documentation | Statement of assets / account statement*** | Date provided | By the end of January |
** With UBS Digital Banking, you will be able to check your year-end statements / closing account balances / certificates from 3 January 2024 (UBS Digital Banking > Mailbox > Banking documents). Switch to electronic delivery of your banking documents via Digital Banking now. Further information can be found under point 5 above.
** Will be delivered as soon as the official tax rates are available.
*** This is compulsory for clients with an agreement through the UBS retained mail service who neither collected their post in 2023, had duplicates of their bank correspondence sent to a recipient, or consulted their banking information in UBS Digital Banking.
