- Written payment orders must be received by mail by Tuesday, 30 December 2025.
- Payment orders via UBS Digital Banking or UBS Multimat must be entered by Tuesday, 30 December 2025 to be executed in 2025.
- Different deadlines apply for foreign currency payments. These depend on the destination country and the desired currency.
The following maximum amounts apply for the year 2026:
- Employed persons with a pension fund: maximum of 7,258 francs
- Employed persons without a pension fund: 20% of earned income, up to a maximum of 36,288 francs
Payments into pillar 3a pension solutions:
- Deposits via Digital Banking must be received in the retirement savings account by not later than 31 December 2025 for them to be deductible in this tax year.
- You can make deposits at the bank counter until 30 December 2025.
- If you’re making a deposit from a bank other than UBS, don’t forget to adjust your payment details. Find out more at Pillar 3a contributions
Withdrawals from UBS Fisca that are to be executed in 2025:
- The transfer and/or payment instructions must be received in full by the Fisca Pension Fund Foundation by mail by Friday, 28 November 2025.
With the turn of the year from 2025 to 2026, your accounts and custody accounts as well as other banking transactions will be settled. Please keep these documents for when you fill out your tax return. The following table shows you when you will receive which document:
Product | Year-end documentation for your tax declaration | Date provided |
|---|---|---|
UBS Personal Accounts / UBS Savings Accounts / UBS Current Accounts for Private Clients | Account statement and tax certificate | By early January* |
UBS Fisca | Account statement and tax certificate | By mid-February |
UBS Fiscalife | Statement of benefits | February |
UBS Vested Benefits Account | Account statement | By the end of January |
UBS Investment Fund Account / UBS key4 smart investing | Statement of assets and tax certificate | By mid-January |
Tax certificate | By early February | |
UBS statement of assets | Statement of assets | By mid-January |
UBS Swiss tax statement | Tax statement | From mid-February** |
UBS Mortgage | Tax certificate | By mid-February |
UBS retained mail service | Statement of assets / account statement*** | By the end of January |
* With UBS Digital Banking, you will be able to check your year-end statements / closing account balances / certificates from 5. January 2026 (UBS Digital Banking > Documents > Bank documents). Switch to electronic delivery of your banking documents via Digital Banking now. Further information can be found under point 5 above.
** Will be delivered as soon as the official tax rates are available.
*** This is compulsory for clients with an agreement through the UBS retained mail service who neither collected their post in 2025, had duplicates of their bank correspondence sent to a recipient, or consulted their banking information in UBS Digital Banking.