Say “yes” to retirement! But how?

Know your own financial situation

Take stock of your own finances to find out how much you can save for retirement.

Identify pension gaps early – and close them

Check if you have a gap in your OASI or pension fund and make up the outstanding amount promptly.

Early withdrawal of your balance

Fulfil your dream of owning your own home or running your own business with an advance withdrawal of your pension savings.

Will my pillar 1 and 2 (OASI and pension fund) cover my needs in old age?

How good is my retirement plan?

To assess your financial situation, compare current expenditures with your expected income.

Do you need more money today than you’ll have after retirement? Then you need to act. You have several options to boost your income in retirement:

Make voluntary pension fund contributions.
Pay the maximum amount into pillar 3a.
Build up additional capital, for example, with a savings account or financial investment.

How can I strengthen my pension provision?

First, know your own pension situation. Check whether there are any gaps in your OASI contributions and look over your current pension fund statement, which contains important information about your pension plan. You can find out how to read and understand it correctly at ubs.com/pf-statement.

The most effective way to strengthen your personal pension provision is with a private pillar 3a pension account. You can deduct payments from your income up to the permitted maximum amount. This allows you to save on taxes today and build up additional retirement capital for your old age.

How do I open a retirement savings account?

To open an account digitally, you just need a UBS Account, UBS Digital Banking and your smartphone.