UBS Virtual Credit Card

The card that you can’t lose

The virtual credit card at a glance


Copy function for the card number

Environment friendly 

No plastic card issued

Available immediately

Ordered in just a few seconds

The virtual card works exactly like your existing credit card. The only difference is you no longer have a plastic card and PIN. You can pay online or in person in stores by linking it to your smartphone or smartwatch.

The virtual card is perfect for you if you:

  • Want to be flexible – thanks to your smartphone or smartwatch, you always have your card with you.
  • Want to be fast – copy your card details from Mobile Banking and use them to pay online.
  • Want to be secure – only you can see your card details in Mobile Banking; nothing is ever sent by mail.
  • Want to benefit – your KeyClub points and insurance benefits are similar to your existing card

Apply for the virtual card

In addition to your UBS Credit Card, you can now activate your virtual card in Digital Banking free of charge. Your card is available immediately.

In E-Banking

  1. Go to "Additional cards" and navigate to "Products > Cards > Virtual card.”
  2. Apply for a virtual card.

In the UBS Mobile Banking App

  1. Navigate to “Menu > Settings > Products > Products & Services > Cards.”
  2. Apply for virtual credit card.

Don’t have E-Banking?

Are you a UBS client but don’t have E-Banking yet?

Don’t have the Mobile Banking App?

Our Mobile Banking App lets you manage your account on your smartphone.


In addition to its practicality, your virtual credit card also offers other useful services and insurance benefits.

In addition to being a two-card set, the virtual credit card is also free of charge.

Similar to your existing card, the virtual credit card offers a raft of additional services:

  • All card details are shown in Mobile Banking, where you can also copy the card number
  • Protection of online credit card payments with 3-D Secure
  • Overview of card transactions in E-Banking and in Mobile Banking
  • Notification of card payments via push notification, SMS or email
  • Online credit card management
  • Pay securely and conveniently on the move – no need for cash or plastic cards

Similar to your existing card, you can use the virtual credit card to collect valuable points with UBS KeyClub and redeem them for fantastic rewards.

You must meet the following requirements to order a card via Digital Banking:

  • You are domiciled in Switzerland.
  • You are a UBS main cardholder. 
  • You are the holder of both the Digital Banking contract and the card account.
  • You have registered your existing credit cards for 3-D Secure.
  • The partner cardholder must also have registered their partner card and have a Digital Banking contract.

Please note that only one virtual credit card can be ordered per person.