Result: You're a numbers person, motivated by tangible goals.
Result: You're a numbers person, motivated by tangible goals.
If you’re talking money, talk value. Dive into the details, track your progress and learn the facts.Enjoying the fruits of your labor is important to you (and you deserve it). Focus on all the things you want to enjoy, then budget, save and invest to reach them.
3 Money Moves to make:
3 Money Moves to make:
Outsmart the gender wealth gap
Women live longer1, but because of the gender wage gap and many other factors they tend to gain less wealth. So while women and men may face different financial challenges, developing a financial plan that includes a strong investment strategy can act as a north star, allowing women to bridge the gap. Read more about how women can rise above the wealth discrepancy and make an appointment with your Financial Advisor to discuss a plan with these insights in mind.
New Financial Goals Kickstart Guide
It’s time to reevaluate how your financial goals fit with the goals you have for your life. Meeting with a Financial Advisor can help you build a comprehensive plan and remove some anxieties around the unknown. Here is a list of questions to talk with a Financial Advisor about right now:
- Do I have enough to sustain my lifestyle?
- What is my updated net worth and asset allocation?
- Does my current budget align with my goals?
- Are my values reflected in my individual financial plan?
- Am I saving enough and in the right places?
Know Your Net Worth Kickstart Guide
Before you can go anywhere you have to know where you stand. One of the first money moves you can make is to calculate your net worth. Net worth equals your assets (everything you own) minus your debts (everything you owe).
Use this Kickstart Guide to help determine what assets and debts might factor into your calculation.
Assets:
- Checking, savings and other cash accounts
- Investment accounts
- Employer retirement plans (401(k), SEP-IRA, SAR-SEP IRA, SIMPLE IRA, 403(b), 457 Money Purchase)
- Individual Retirement Accounts (Traditional IRA, Roth IRA)
- Annuities and tax-deferred products (Fixed Annuity, Indexed Annuity, Variable Annuity)
- Education accounts (529 plans, UGMA/UTMA, Coverdell Education Savings Accounts)
- Employer stock awards (e.g., stock options)
- Deferred compensation plans
- Primary residence
- Secondary residence / vacation home
- Other real estate
- Collectibles / personal property
- Cars / boats
- Business entities
- Cash value of insurance policies (e.g., life insurance)
Debts/Liabilities:
- First mortgage
- Second mortgage
- Lines of credit (e.g., against homes or investments)
- Car / boat loans
- Business loans and other securities-based loans
- Credit cards