In Switzerland, the early transfer of wealth enables parents to pass on some of their wealth to their children voluntarily during their lifetime so as to financially support the next generation.
In this article, you’ll learn more about the three main options in inheritance law. What all three variants have in common is that the compulsory shares of the inheritance prescribed in law cannot be touched. For direct descendants, the compulsory share is three quarters of the legal entitlement to inheritance; for a surviving spouse it is half this amount and – if there are no offspring – for each parent it is also half of the legal entitlement. In the following, we explain the differences between the three options for early transfer of wealth: advancement, gift, and mixed gift.
Loans: the alternative
When deciding how to support your offspring financially now, remember that you can also help your children financially with a loan. This way, the wealth remains part of your estate and potential quarrels between children are avoided.
Learn about the right solution for you
Are you looking for more answers to questions about private and business inheritance issues? In these articles you’ll find further information about inheritance planning and company succession.