I bought something from an individual seller but did not receive the items

First, check with the seller to see if they have received the payment and shipped the items.

Verify if your payment has been received and if the goods have been sent. If the person has not received the money, continue with 'I paid but money was not received’.

If the person has received the money but does not want to send you the goods, request the same amount you paid from the person in the UBS TWINT app. If you neither receive your money nor the goods, this could be a case of fraud.