UBS Miami, FL office welcomes

UBS announced the hiring of financial advisor E.J. Encinosa in Miami, FL. He joined the South Florida Market led by Market Executive Rick Penafiel and Market Director Brad Rosenberg. He joined the Segal Sanchez Wealth Management Group, led by founding partners Pam Segal and Federico Sanchez. For over a decade E.J. has advised a diverse range of business owners, entrepreneurs, real estate investors and professional athletes. He couples premier, boutique-level service with the resources of an industry leading financial services firm to add value across all aspects of their private wealth.

As a former professional baseball player, E.J. brings a level of discipline that parallels the sophisticated goals of high-performing individuals. As an All-American pitcher, he was a seventh-round draft pick of the San Francisco Giants. Over the course of his athletic career, E.J. found that many athletes did not have a dedicated advisor to look out for their financial best interests. This insight propelled him to a role in wealth management, helping clients navigate liquidity events through thoughtful planning, wealth preservation, and strategic wealth transfer. He leverages an enterprise-based approach to offer direct access to exclusive investment management offerings, bespoke alternatives, and custom credit solutions. Whether individuals seek guidance for Whether clients are navigating estate and tax planning, portfolio decisions, or banking and borrowing needs, E.J. takes an integrated approach, ensuring each element of their financial strategy works together across both sides of the balance sheet. Clients value his steady presence and ability to make complex concepts clear and approachable. E.J. ensures their strategies are integrated across both sides of their balance sheet. His clients describe him as a steady presence who conveys complex concepts efficiently and effectively.

E.J. is a native of the Miami area and attended the University of Miami's Herbert Business School, where he earned a B.S. in Finance and captained the Miami Hurricanes baseball team.

Interested in bettering Miami for future generations, E.J. has been a member of the United Way Young Leaders Executive Committee and University of Miami Citizens Board. He currently chairs on the board of the Father Ministry at St. Louis Covenant School. E.J. and his wife, Gaby, have two sons, Jorge Luca and Sebastian Tomas. In his spare time, he enjoys golfing, boating and the arts.