Sudden wealth: Professional advice for complex needs

Whether a windfall, an inheritance or a carefully planned liquidity event, a large infusion of wealth brings many opportunities and challenges. You need experienced advice from a team of professionals to shape your plan.

You may be asking:

How do I get the most from selling my business?

Selling your business may be the most significant financial event of your life. With planning and time, your UBS Advisor can help you maximize your net proceeds. Together, you may explore:

UBS Investment Bank guidance
Succession planning
Wealth planning
Letters of Intent (LOIs)

How do I manage my inheritance?

Coming into family money? Empower yourself with the knowledge and solutions needed to optimize your sudden wealth. Your UBS Financial Advisor can guide you, starting with a conversation about topics such as:

Estate planning
Tax management
Alternative Investments
Trusts

With all this complexity, how do I create an estate plan?

Sudden wealth can be an amazing gift. Just be prepared for things to get a little more complex. That’s when guidance from your UBS Financial Advisor can make a big difference. Together, you may discuss topics such as:

Estate planning
Investment Advisory Services
Trusts
Life insurance

Situation:

Nick, the owner of a rug cleaning company, knew that with emerging competition, it soon might be a good time to sell the business. At the same time, his wife Tina’s father had just passed away and left Nick and Tina his estate. With these two events on the horizon, Nick and Tina needed to manage the impact, grow their wealth and protect their assets for their two children.

Solution:

Together, the couple worked with their UBS Advisor to:

Help sell Nick’s business, including meeting with the UBS Investment Bank to attract the most competitive buyers.
Adopt the UBS Wealth Way approach to help take proceeds from the sale and inheritance and organize their assets into three key strategies:
- Liquidity: Wealth for now,
- Longevity: Wealth for later and
- Legacy: Wealth for others.
Set up an Advisory Account with PACE^SM Select Advisors to help manage and invest the couple’s windfalls.

Scenarios do not depict actual clients, but are typical situations of how UBS and its Advisors can improve the financial lives of UBS clients.

Institutional investment banking services are provided by UBS Securities LLC, a subsidiary of UBS Group AG. Member FINRA/SIPC.

UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.

Business sale guidance

With sufficient time and planning, your UBS Advisor can help you maximize the net proceeds of your business sale.

UBS Wealth Way

You can work with your UBS Advisor through our signature approach that helps uncover what’s most important to you and organize your financial life into three key strategies.

PACE^SMSelect Advisors

As part of strategically managing sudden wealth, a PACE Advisor can create a portfolio with automatic rebalancing to help you diversify and protect your wealth.