Financing services

At some point in our lives, most of us need extra money to cover short or medium-term needs. You may be exploring a new business opportunity or have your eye on your next property. Come and see us to discuss a cost-effective and flexible solution that works for you.

UBS Lombard Credit

Do you need additional short-term liquidity without freeing up investments or changing your long-term strategy? Are you looking to take advantage of new market opportunities but don’t have the liquidity you need?

With UBS Lombard Credit, you can open a credit account using your current portfolio as collateral for a loan.

The loan you receive will reflect your preferences, and the creditworthiness and value of the securities in your portfolio.

Why UBS Lombard Credit?

  • Keep your assets – there's no need to sell any of your portfolio.
  • Capitalize your interest - you may be able to add the interest to the loan.
  • Variable loan facility - draw on this cash reserve as you need it, and pay it back knowing you'll only pay interest on the credit you’ve used.
  • Tailor your borrowing - the loan amount, currency and timeframe are customized to your needs.

Credit and mortgage loan

Do you need additional liquidity and want to obtain a loan using one of your properties as collateral? Have you found a property you want but would like to avoid freeing up your investments?

With UBS, you can access two financing solutions that allow you to either unlock the guarantee of a residential property as additional liquidity or purchase another property.

Why UBS credit and mortgage loans?

Equity release can be the right choice if you:

  • Need financing in the form of additional liquidity
  • Can use one of your properties as collateral.

A mortgage loan can be right for you if you want to:

  • Buy an additional residential property using another owned property as a guarantee
  • Avoid touching your assets or changing your investment strategies.

Your structured lending solutions

In addition to Lombard loans primarily pledged against diversified portfolios, our structured lending facilities provide you with greater flexibility across a range of accepted collateral types, structures and conditions. UBS can also help you choose and implement structured lending facilities tailored to your needs and financial goals.