3-D Secure For the protection of your credit cards and prepaid cards on the Internet

With 3-D Secure, the internationally recognized security standard for online payments using a credit card or prepaid card, you're even more secure when shopping online. Thanks to your own personal 3-D Secure password, you can identify yourself beyond doubt in online shops in the same way as when you use your PIN code in a shop or at an ATM.

3-D Secure at a glance

  • Even more security when paying online
  • Easy sign-up without the need for additional software
  • Easy to use when making payments
  • Free of charge

3-D Secure registration 

As you are already a UBS client, you can register your credit card or prepaid card for the 3-D Secure service here.

Pay online worldwide

Our MasterCard / Visa credit card duo gives you even more flexibility. UBS gives you both credit cards for the price of one. You also earn KeyClub points every time you shop and can use them like cash (1 point = CHF 1) with our partners.


3-D Secure in detail

Find out how 3-D Secure works and where you can use it.

Resetting your 3-D Secure password online is simple. To do it, you need your Credit Card or Prepaid Card and your card account number. The account number has sixteen digits (e.g. 0000 4000 1234 1234) and you can find it on your statement.

In the interests of security, we recommend that you change the 3-D Secure password and the security message from time to time. To do this, sign in with your card number and your current password at "My 3-D Secure" and follow the instructions on how to change your password.

You shop online at a site that uses this security standard. While you're paying, a window opens. In it, the security message you chose when you signed up confirms that UBS is checking your password. Enter your personal 3-D Secure password. If the password is correct, the payment process will then be completed. 

Lots of online shops in Switzerland and abroad already offer 3-D Secure. You can recognize them by the "Verified by Visa" or "MasterCard SecureCode" logos.

It doesn't take long to sign up for 3-D Secure. Just set up a password and a personal security message. If you have more than one UBS Prepaid or Credit Card, please enter each card individually. You can also register your card when making a purchase from an online shop that offers 3-D Secure.