UBS Credit Cards
3-D Secure

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What is "3-D Secure"?

"3-D Secure" is an internationally recognised standard for credit card payments on the Internet. When making purchases online, you additionally enter a personal password known only by you, which serves to identify you in a similar way to how your signature does when making purchases in a shop or your PIN code when doing transactions at an ATM.

How does "3-D Secure" work?

When making purchases from online shops that offer the "3-D Secure" service, a window appears during the payment process in which you must enter your personal "3-D Secure" password. A personal security message chosen by you ensures that the password check is actually carried out by UBS.

The following demo shows you how you can sign up for "3-D Secure" in just a few simple steps.

Where can I use "3-D Secure"?

Many online shops in Switzerland and abroad use "3-D Secure". The logos shown below tell you that an online store offers "3-D Secure".

Verified by VISA / MasterCard SecureCode




A list of online providers that already support "3-D Secure" can be found here:

Otherwise, the payment process will continue to be carried out in the same way it has until now.

Where can I sign up for "3-D Secure"?

As of now you can sign up here for "3-D Secure". You can define your personal security message and password in just a few simple steps.

How can you change your password or security message?

You can change your password or security message any time after you sign up in "My 3-D Secure".

Please note

If you do not sign up now, you will be requested to do so the next time you make a purchase from an online shop that offers "3-D secure". If you have several UBS Credit Cards (e.g. main and second card), please register each card separately.

Signing up for "3-D Secure" has no impact on the conditions governing your online purchases from a legal perspective. Of course, you still have the possibility of disputing incorrect transactions within 30 days.

Further information