3-D Secure

Pay securely with your credit card in online shops

Many online shops use 3-D Secure to ensure risk-free card payments. Thanks to our app, you can approve your payments easily and securely.

3-D Secure at a glance

Security

Reduced risk of fraud with online payments on your credit card

Confirm online payments

Confirm via the app or SMS code

Quickly and conveniently

Confirm in a few steps

Confirm online credit card payments on the app: how it works

Confirm your card payments in online shops with 3-D Secure in just a few steps with the UBS Access App.

1. Download the Access app

Download the UBS Access app onto your smartphone:

2. Activate the app

Follow the step-by-step guide in the Access App and
allow push notifications.

3. Confirm online purchases

When you use your credit card, you’ll receive a push notification via the Access App to confirm your payment.

Video: Here's how it works
Confirm online payments without the app via an SMS code

Alternatively, you can approve card payments via an SMS code. You can also enter your mobile number in E-Banking for security notifications.

Register for 3-D Secure without a UBS account / without Digital Banking

If you have a UBS Credit Card but no UBS account or access to Digital Banking, you can register using the instructions at the following link.

Register for 3-D Secure
Register for 3-D Secure with a partner card

The best way is to use the UBS Access App as described above. Alternatively, you can register for 3-D Secure using the following options.

Register for 3-D Secure with corporate cards

The easiest way to register is to use the UBS Access App, as described above. Alternatively you can find further options via the following link.

3-D Secure for corporate cards
Is it also possible to use the new 3-D Secure with Visa buyer's cards?

Holders of Visa Buyer’s Cards can only use the new 3-D Secure procedure if the card is issued in the name of the cardholder (i.e., the employee, not the company). If this is the case, online purchases can be confirmed via the Access App or SMS code. For more information, see “Register for 3-D Secure with corporate cards” (above).

A new Visa Buyer’s Card in the name of the employee can be ordered using the following form:

Application form: UBS Visa Buyer’s Card
UBS logo, to home page

At your side

Also during the coronavirus

Needless to say, we continue to be here for you 24/7, online and over the phone. We are also providing tips on our digital products, to make your daily life as easy as possible and keep you informed about the current market situation. Stay healthy.