3-D Secure

Pay securely with your credit card in online shops

For even more security when shopping online, many online stores use the 3-D Secure verification method. When making online purchases, you’ll be asked to confirm card payments, which you can do easily and securely with the UBS Access App or via text message code.

3-D Secure at a glance

Security

Reduced risk of fraud with online payments on your credit card

Confirm online payments

Confirm via the app or SMS code

Quickly and conveniently

Confirm in a few steps

You need UBS Digital Banking to use the 3-D Secure process

If you don't have a UBS Digital Banking contract in your own name, follow the instructions on our help page to activate your card for 3-D Secure.

Do you have a Digital Banking contract in your name? Then you can confirm online purchases with the UBS Access App or via text message code.

Using 3-D Secure with the Access App

Activate the UBS Access App today and confirm online purchases via push notification.

1. Download the Access App

Download the UBS Access App onto your smartphone:

2. Activate the app

Follow the step-by-step instructions in the Access App and allow push notifications.

3. Confirm online purchases

Check whether your card is displayed under “Cards” in Digital Banking.

You’ll receive a push notification via the Access App to confirm online purchases.

Use 3-D Secure with text message codes

Enter your mobile number in Digital Banking to confirm online purchases with your credit card via text message code.

1. Log in to E - or Mobile Banking

Then check under “Cards” whether your card is displayed in Digital Banking

2. Enter number

Enter your mobile number in the settings in Digital Banking.

3. Confirm online purchases

You will then receive a text message code to confirm your online purchases.

How-to video: