Payment from / request to non-registered users

Sending money:

Although it’s possible to send money to friends who don’t have UBS TWINT, they’ll have to register before the money can be credited to their accounts. After entering the desired amount and an optional message, you can send the person a text message inviting them to use the app. The pending payment is automatically canceled if the recipient doesn’t register within four days.

Requesting money:

Yes, you can request money from friends who don’t have UBS TWINT. After entering the desired amount and an optional message, you can send the person a text message inviting them to use the app. The pending request is automatically canceled if the other person doesn’t register within seven days.