How and when can I withdraw my vested benefits or have them paid out?

The withdrawal of vested benefits is regulated by law. Click on the desired payout topic for details.

General withdrawal options

Regardless of the reason for the payout, please enclose the following documents:

  • civil status certificate (issued no earlier than three months prior / marriage or civil partnership certificate)
  • copy of the pension account holder's official form of ID with their signature
  • copy of a spouse / registered partner's official form of ID with their signature

Documents in a foreign language must be submitted with a certified translation in German, French, Italian or English.

Send these and any other necessary documents to:
UBS Vested Benefits Foundation AG
Postfach
CH-4002 Basel

Withdrawing to buy real estate

If you’re buying a property, either in Switzerland or abroad, you can withdraw all or a part of your vested benefits for the scenarios highlighted below. You can withdraw money from each account(s) every five years until five years prior to you reaching statutory retirement age. You pay a fee of 300 Swiss francs per account. Financing a vacation home or a second home with your vested benefits is not permitted by law.

The following documents are always required:

  • civil status certificate (issued no earlier than three months prior / marriage or civil partnership certificate)
  • copy of the pension account holder's official form of ID with their signature
  • copy of a spouse / registered partner's official form of ID with their signature

Documents in a foreign language must be submitted with a certified translation in German, French, Italian or English

Send these and any other necessary signed documents to:

Vested Benefits Foundation of UBS AG
Postfach
CH-4002 Basel