The maximum contribution to pillar 3a is set annually in October by the Federal Social Insurance Office.

The following applies for 2026:

  • CHF 7,258 for insured persons / employees with a pension fund
  • CHF 36,288 or 20% of net income for the self-employed without a pension fund

Tips:

  1. If you deposit the maximum amount at the beginning of the year, you’ll benefit from the preferential interest rate throughout the year.
  2. If you’re making a deposit from a third-party provider, don’t forget to adjust your payment details. 
    Find out more at Pillar 3a contributions.

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