You can make deposits as often as you want. We recommend doing so regularly with a standing order. This will increase your likelihood of achieving a lower average cost price and therefore improving your long-term returns (“cost average effect”). As an investor, you can use this effect to increase your returns on your regular deposits / investments. Investors obtain more shares when fund prices fall and fewer when they rise. Over an extended period, investors then pay a lower average price for their shares. This is especially true compared to investors who purchase all their shares at once or decide to purchase a fixed number of shares.
It can take up to five working days after the amount is transferred
In principle you can access your capital at any time by selling your fund shares or fractions in the UBS Mobile Banking App. The sale transaction can take up to four bank working days.