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UBS key4: cards and exchange rates

Find answers to the most frequently-asked questions about the UBS key4 cards here

  • We use the Mastercard® exchange rate plus 0.5% for payments with UBS key4 prepaid and credit cards. There is no additional processing surcharge when using the card to make payments in Swiss francs abroad or in foreign online shops.
  • You can easily calculate the precise exchange rate with the Mastercard currency converter.
  1. Log in to the Mobile Banking App
  2. Tap “Top up card” on the home page or under “Payments”
  3. Enter the payment details, add credit and you’re good to go

Would you like to top up your prepaid card on a regular basis?

  1. Log into the Mobile Banking App
  2. Go to "Payments" and click on the three dots in the top right-hand corner. Select "Auto top-up rules" and add a new rule. This way, you will always have the credit you want available.

Are you new to UBS key4 banking? Then first transfer some money to your new account. You’ll find the IBAN in Mobile Banking under “Accounts.”

More about UBS key4 prepaid card
  • Yes. Simply top up your UBS key4 prepaid card and you’re good to go.
  • As long as the credit check for the credit card was successful, the card will be issued immediately after opening the account and will be available in the app.
  • You can add your card to a mobile payment solution and it’s ready to use.
  • You’ll receive your physical card by post a few days after opening your account.
  • When you open UBS key4 banking, you can choose between a UBS key4 prepaid or UBS key4 credit card.
  • With the UBS key4 prepaid card, you can only spend as much as you add to the card.
  • UBS key4 credit cards are available in a standard or premium version.
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Last modified on 24 May 2023, 12:39 CEST

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