Be prepared: Plan, Protect, Grow

A Liquidity strategy is designed to fund expenditures and meet liabilities for the next two to five years. Investments should be held in stable assets with low volatility, such as cash and/or a high-quality bond ladder.

A Longevity strategy helps you meet your financial goals for the balance of your lifetime and is characteristically well-diversified across asset classes with a growth orientation. The exact composition depends on your situation, goals, financial personality, and values.

A Legacy strategy is for assets in excess of what you need to meet your lifetime objectives. Its investment portfolios can be more aggressive and could be less liquid than those in the Liquidity or Longevity strategies given the time horizon is much longer term.