Get involved

The competition has now finished. Thank you to everyone who took part. You can find details of the winners here.

The UBS Future of Finance Challenge 2017 is open to start-ups and established, growing companies that think they can change the way finance works and how banks meet their client's needs.

We're inviting you to join this process by participating in this Competition and presenting your idea to us and then, if successful, collaborate with UBS to develop it further, with our input and support.

The challenges

We have identified four focused challenges where technology can transform how banks work and what we deliver for our clients:

  1. Digital Ecosystem
  2. RegTech and LegalTech
  3. Investment Banking 4.0
  4. Wealth in the Digital Age

There are four challenges for you to choose from.

What’s in it for the participants?

The Competition offers each regional winner a cash prize of US$20,000. In addition, finalists could benefit from over 250 hours of dedicated coaching and mentoring from experienced technology and business leaders. Some finalists may also be selected to participate in a "proof-of-concept" or pilot program with UBS after the Competition to further scale and/or commercialize their ideas and technologies.

See our rewards page for more details about the prizes.

Who is eligible to enter?

We’re looking for start-ups and small-to-medium sized companies, with an annual turnover lower than USD 20m. You should have received less than $20m in total investment.

Participants should have developed:

  • A functional prototype or a product, service or application grounded on innovative / disruptive technology capabilities applied to banking / finance

The technology solutions proposed should:

  • Be focused directly on banking and financial services, or
  • Have a demonstrable impact in another sector but with a potential connection or application within the banking and financial industry

Some other restrictions apply - see the Official Rules for full details.

Read our official rules.

What is the competition process?

The application deadline is July 28, 2017 at 23:59:59 CEST. We will not consider any submissions made after the deadline.

Once we have evaluated all eligible entries, we will select the Event finalists for each region. Each Event finalist will receive mentoring from UBS experts, as well as other experienced technology and business leaders. Event finalists will then pitch their ideas to their respective Event juries.

  • Hong Kong (September 27 and September 28, 2017)
  • London, United Kingdom (October 23 and October 24, 2017)
  • New York City, New York, USA (November 7 and November 8, 2017)
  • Zurich, Switzerland (29 November and 30 November, 2017)

Good luck and we hope to see you at the finals!

How will entries be judged?

In the first stage, our judges will use this 6P framework as a filter - we will assess each entry against these 6 criteria.

At the regional finals, participants will pitch their solutions to regional juries.

Why UBS?

UBS is one of the world’s leading financial services firms, specialising in wealth management, asset management and investment banking. In Switzerland it is also the leading retail and commercial bank.

UBS’s ambition is to help shape a more open and collaborative financial services industry and to jointly develop new innovative solutions for its clients. We’re involved in the Fintech eco-system in our key global locations e.g. through our lab at Level 39 in London, our Evolve innovation center in Singapore, and our Labs and accelerator initiatives in Zurich.

This open approach enables us to embrace the pace of technological change and learn from entrepreneurs about products and services that will not only offer short-term gains but also will have a lasting benefit for our clients, our firm and the industry.

We know it can be hard to navigate the structures of large organizations, especially banks. With UBS’s global reach and world-class banking expertise we can provide entrepreneurs and technology start-ups a unique point of entry, giving you the opportunity to test your idea or develop it with our support. We can also give you unrivalled access to internal business and technology experts and partners, supported by tailored mentoring and expertise to help you refine your ideas and bring them towards fruition.

Having successfully run a Future of Finance Challenge in 2015, we are committed to collaborating again with the world’s best emerging Fintech; we look forward to your application!

Who are we working with?

In line with our commitment to open collaboration with the Fintech and start-up communities worldwide, the UBS Future of Finance Challenge 2017 will be delivered in partnership with 100%Open.