第四季純利10 億瑞郎；普通股股息加倍派付
2014 年度股東應佔純利增長 13%至36 億瑞郎； 稀釋後每股盈餘0.94瑞郎
2014 年度建議派付之普通股股息為0.5瑞郎
應計一次性增補股息為 0.25 瑞郎
全面採納巴塞爾協定III普通股權益一級資本比率仍為業界最佳
蘇黎世/巴塞爾，2015 年 2 月 10 日 - 在第四季股東應佔純利達 10 億瑞郎之情況下，瑞銀集團有限公司(UBS Group AG's) 的2014年純利增長 13%至36 億瑞郎。2014年度經調整1除稅前盈利29 億瑞郎，按列賬基準之除稅前盈利則為 26 億瑞郎。瑞銀所有業務部門在 2014 年度都有顯著改善。美洲財富管理業務經調整1除稅前盈利增加了 4%，並在亞太地區吸引了該公司自2007年以來的最高淨新增資金。財富管理業務創造了另一個經調整除稅前盈利之紀錄，金額超過 10 億瑞郎。零售及企業銀行業務達成了所有主要目標，且其經調整1除稅前盈利增長了 4%。環球資產管理業務之淨新增資金顯著地轉虧為盈，投資銀行業務則表現強勁，其企業客戶方案部之收益增長了 8%。
瑞銀於 2014 年度繼續降低其風險加權資產（RWA）、改善其槓桿比率，並維持同業間最佳之全面採納巴塞爾協定III普通股權益一級資本比率。憑藉此等成就，加上純利增長13%，使瑞銀得以為股東帶來帶來具吸引力的回報。因此，瑞銀預計派付0.5瑞郎之股息，較前一年度增加100%，且派息比率等於集團按列賬基準之純利的53%。
為反映設立新集團控股公司之進度，包括成功完成以股換股出資購買交易，瑞銀於 2014 年度第四季全額應計了每股0.25 瑞郎的增補資本回報。於取得股東核准後，瑞銀集團有限公司希望在成功完成強制收購程序後支付此等一次性增補資本回報。瑞銀集團將視市場情況，於本月稍後時間首次發售額外一級（AT1）資本證券，進入資本市場。
瑞銀集團行政總裁安思杰(Sergio P. Ermotti) 在對瑞銀2014年全年以及第四季業績發表意見時表示：「本人對瑞銀於2014年的成績感到非常鼓舞。我們的業績表現強勁，資金強勁，完成了策略性轉型，現已準備就緒，迎戰未來。這將讓我們更有信心，為股東帶來重大的資金回報。」
[1] 請參閱英文版本「經調整業績」部分，以查閱經調整業績資料。
瑞銀第四季季報、致股東信函以及簡報檔案，將可自中歐時間 2015 年 2 月 10 日週二 06：45 起，於網站www.ubs.com/investors供下載。
瑞銀將另外於 2015 年 2 月 10 日週二另外為分析員與媒體舉行簡報會，業績將由集團行政總裁Sergio P. Ermotti、集團財務總監暨集團營運總監 Tom Naratil 、全球投資者關係部主管 Caroline Stewart 以及全球公關暨品牌部主管 Hubertus Kuelps 負責說明。
分析員簡報之時間
- 09:00 (中歐時間)
- 08:00 (格林威治標準時間)
- 04:00 (美東日光節約時間)
網上廣播
對分析員簡報（包括同步簡報資料顯示）之語音廣播，可至網址www.ubs.com/quarterlyreporting 線上收聽，並可同步觀看簡報播放。
媒體簡報
- 11:00 (中歐時間)
- 10:00 (格林威治標準時間)
- 06:00 (美東日光節約時間)
網上廣播
對媒體簡報（包括同步簡報資料顯示）之語音廣播，可至網址www.ubs.com/quarterlyreporting 線上收聽，並可同步觀看簡報播放。
網上收聽重播
成果簡報之線上收聽重播檔案，將於當日稍晚放置於網址www.ubs.com/investors 之「投資者關係」。
UBS Group AG |
|
投資者關係
瑞士： +41-44-234 4100
媒體關係
瑞士： +41-44-234 85 00
英國： +44-207-567 47 14
美洲： +1-212-882 58 57
亞太地區： +852-297-182 00
Cautionary Statement Regarding Forward-Looking Statements – 4Q14
This report contains statements that constitute “forward-looking statements,” including but not limited to management’s outlook for UBS’s financial performance and statements relating to the anticipated effect of transactions and strategic initiatives on UBS’s business and future development. While these forward-looking statements represent UBS’s judgments and expectations concerning the matters described, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from UBS’s expectations. These factors include, but are not limited to: (i) the degree to which UBS is successful in executing its announced strategic plans, including its efficiency initiatives and its planned further reduction in its Basel III risk-weighted assets (RWA) and leverage ratio denominator (LRD); (ii) developments in the markets in which UBS operates or to which it is exposed, including movements in securities prices or liquidity, credit spreads, currency exchange rates and interest rates and the effect of economic conditions and market developments on the financial position or creditworthiness of UBS’s clients and counterparties; (iii) changes in the availability of capital and funding, including any changes in UBS’s credit spreads and ratings, or arising from requirements for bail-in debt or loss-absorbing capital; (iv) changes in or the implementation of financial legislation and regulation in Switzerland, the US, the UK and other financial centers that may impose more stringent capital (including leverage ratio), liquidity and funding requirements, incremental tax requirements, additional levies, limitations on permitted activities, constraints on remuneration or other measures; (v) uncertainty as to when and to what degree the Swiss Financial Market Supervisory Authority (FINMA) will approve reductions to the incremental RWA resulting from the supplemental operational risk capital analysis mutually agreed to by UBS and FINMA, or will approve a limited reduction of capital requirements due to measures to reduce resolvability risk; (vi) the degree to which UBS is successful in executing the announced creation of a new Swiss banking subsidiary and a US intermediate holding company, the squeeze-out to complete the establishment of a holding company for the UBS Group, changes in the operating model of UBS Limited and other changes which UBS may make in its legal entity structure and operating model, including the possible consequences of such changes, and the potential need to make other changes to the legal structure or booking model of UBS Group in response to legal and regulatory requirements, including capital requirements, resolvability requirements and proposals in Switzerland and other countries for mandatory structural reform of banks; (vii) changes in UBS’s competitive position, including whether differences in regulatory capital and other requirements among the major financial centers will adversely affect UBS’s ability to compete in certain lines of business; (viii) the liability to which UBS may be exposed, or possible constraints or sanctions that regulatory authorities might impose on UBS, due to litigation, contractual claims and regulatory investigations; (ix) the effects on UBS’s cross-border banking business of tax or regulatory developments and of possible changes in UBS’s policies and practices relating to this business; (x) UBS’s ability to retain and attract the employees necessary to generate revenues and to manage, support and control its businesses, which may be affected by competitive factors including differences in compensation practices; (xi) changes in accounting or tax standards or policies, and determinations or interpretations affecting the recognition of gain or loss, the valuation of goodwill, the recognition of deferred tax assets and other matters; (xii) limitations on the effectiveness of UBS’s internal processes for risk management, risk control, measurement and modeling, and of financial models generally; (xiii) whether UBS will be successful in keeping pace with competitors in updating its technology, particularly in trading businesses; (xiv) the occurrence of operational failures, such as fraud, unauthorized trading and systems failures; and (xv) the effect that these or other factors or unanticipated events may have on our reputation and the additional consequences that this may have on our business and performance. The sequence in which the factors above are presented is not indicative of their likelihood of occurrence or the potential magnitude of their consequences. Our business and financial performance could be affected by other factors identified in our past and future filings and reports, including those filed with the SEC. More detailed information about those factors is set forth in documents furnished by UBS and filings made by UBS with the SEC, including UBS’s Annual Report on Form 20-F for the year ended 31December 2013. UBS is not under any obligation to (and expressly disclaims any obligation to) update or alter its forward-looking statements, whether as a result of new information, future events, or otherwise.
經調整業績
除非另有說明， 否則於集團與業務分部層面適用之範圍內，2014 年度第四季「經調整」數據不包括下列項目：公司本身信貸收益 7000 萬瑞郎、出售房地產收益 2000萬瑞郎、淨重組費用2.08億瑞郎以及與美國退休福利計畫變動有關之 800 萬瑞郎損失；2014 年第三季則不包括下列項目：公司本身信貸收益 6100萬瑞郎、可供出售金融投資減值相關損失 4800 萬瑞郎、淨重組費用 1.76億瑞郎以及與美國退休福利計畫變動有關之 3300 萬瑞郎損失；2014 年度全年業績不包括下列項目：公司本身信貸收益 2.92億瑞郎、出售房地產收益 4400萬瑞郎、可供出售金融投資減值相關損失 4800 萬瑞郎、出售部分可供出售金融投資收益4300 萬瑞郎、淨重組費用 6.77億瑞郎以及因美國退休福利計畫變動入賬 4100 萬瑞郎；2013 年度全年業績不包括下列項目：公司本身信貸虧損 2.83億瑞郎、出售房地產收益 2.88億瑞郎、公開投標出價中收購買回債券相關淨損失1.67億瑞郎、出售環球資產管理之加拿大國內業務收益1.67億瑞郎、出售本公司剩餘自營交易業務淨收益3100萬瑞郎以及淨重組費用 7.22億瑞郎。經調整數據為美國證監會所定義之非公認會計準則財務數據。有關經調整業績之詳細資訊，請參閱2014年第四季季度報告之「集團表現」一節。
Rounding
Numbers presented throughout this release may not add up precisely to the totals provided in the tables and text. Percentages, percent changes and absolute variances are calculated based on rounded figures displayed in the tables and text and may not precisely reflect the percentages, percent changes and absolute variances that would be derived based on figures that are not rounded.
Tables
Within tables, blank fields generally indicate that the field is not applicable or not meaningful, or that information is not available as of the relevant date or for the relevant period. Zero values generally indicate that the respective figure is zero on an actual or rounded basis.
