At UBS, our wealth management approach organizes your financial picture into three key strategies: Liquidity— to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.
Liquidity strategy in focus: Why is it important?
The notion of survival (i.e. avoiding financial ruin), should be first and foremost in every investor’s mind. Ruin can happen in a wide variety of ways: capitulating during a market downturn, experiencing large unexpected expenses (e.g. healthcare), loss of human capital through disability, job loss or the failure of business ventures, or simply being forced out of risk assets at the wrong time. At its heart, a well-designed Liquidity strategy acts as a barrier against ruin.