Financial planning and advice

Helping you achieve your goals

When you have a clear picture of what matters to you most, you become more confident in what you want to achieve. With that confidence comes a sense of certainty about your wealth and a better understanding of the legacy you plan to leave behind.

We understand that everyone has different priorities. Our wealth experts can help you draw up a financial plan that’s flexible and adaptable. We've been helping our clients with their finances for decades, across the globe and for all types of wealth.

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Together, we can help you plan for the future.

How it works

Wealth planning is about creating a step-by-step approach that assesses all of your needs. We work with your specific requirements and put them at the centre of your wealth plan.

Understanding your situation

We translate your priorities and goals into practical financial objectives. We also provide investment advice that’s in line with regulatory requirements and the markets.

Setting your goals

Our rigorous investment process allows us to present you with actionable advice and ideas that make sense for you. Your client advisor will work with you to create financial strategies that help you reach your goals.

Creating and executing your wealth plan

Once you’re satisfied that our proposed solutions are sound and suitable, we can start implementing them with you.

Reviewing and revising as needed

At your request, your client advisor will regularly review and monitor your portfolio to ensure confidence in your financial decisions. This means we can identify adjustments that you may want to make to your wealth plan.

Understand your situation

  • Client and family situation
  • Behavior and preferences
  • Risk profile
  • Assets and liabilities
  • Income and expenses

Set your goals

  • Define wealth topics for family, business, passion
  • Set individual goals

Create your wealth plan

  • Specific measures for each wealth topic
  • Create investment plan

Review and revise as needed

Adapt strategy when circumstances or goals change

Your benefits

Sound advice

Benefit from an expert analysis of your goals, requirements and overall financial situation. Your advisor will answer your questions and propose appropriate solutions.

Specialist support

You can choose additional access to a portfolio specialist to discuss investment ideas.

Flexibility

We create wealth solutions around your needs and wishes. If your circumstances or goals change, we’ll work with you to adjust your financial plan.

Strong partnership

As a global wealth manager with over 150 years of banking tradition, we offer you the security and expertise needed for a long-term successful relationship. Our advisors are right there with you, providing knowledge, discretion and quality.

Our solutions

Wealth planning advisory

There’s no 'one size fits all' when it comes to wealth planning. We’ll meet with you to discuss your current goals, requirements and financial situation. Once we know this, we can advise you on where we see room to improve your financial situation and explain how these improvements can make a noticeable impact.

Perhaps you’re considering passing on your wealth to loved ones or simply looking to reduce your inheritance tax exposure. Whatever your needs, we’ll work with your tax and legal advisors to address them in the best way possible.

Financial planning

Through our leading research, we have a strong overview of potential trends in client incomes, expenses and assets. We’re able to identify the financial impact of certain changes in one’s life. Some significant changes include getting married, buying a home, switching careers, forming a company and retiring.

When it comes to financial planning, it’s essential to take these life moments into account. We can support you in key aspects such as defining your attitude and capacity for risk, keeping you updated on legislative changes that may have an impact in your financial situation, and helping you maintain a sustainable income both now and in retirement.

Tax guidance

We know it is essential to work with you and your professional advisors to achieve your financial goals. Taxation affects net investment returns, and maximising your net return may help you meet your financial objectives.

There are a number of potential wealth planning solutions to help you meet your goals in a tax-efficient way.

These involve making use of tax allowances each year, assessing investments that suit your tax profile and considering long-term plans for you and your family.

Why UBS is your right partner?

With our global and local experience and expertise, top industry rankings and award-winning track record, we're confident that we can help you reach your goals. Our specialists are ready to advise you in various regions across Germany.

Learn more about us

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The price and value of investments and income derived from them can go down as well as up. You may not get back the amount originally invested.

UBS does not provide tax, legal or accounting advice. You should consult your independent tax/legal advisor and accountant for specific advice before entering into or refraining from entering into any investments, structures or planning.