- Financial requirements: First, create an overview of your expenses after retirement. Remember that some of these could increase, e.g., health, leisure, home repair/maintenance costs.
- Pension or lump sum: As a rule, you can choose whether you’d like to draw your pension fund assets as a monthly pension or have the full amount paid out. Some pension funds also offer a combination of both (partial withdrawal).
- Early retirement: Also consider the possibility of early retirement.
- Pension fund purchase: A pension fund purchase is particularly worthwhile in the years leading up to retirement. This is because the tax-savings effect of a pension fund purchase is the greatest when income is at its highest. For many employed persons, this is the case in the years immediately before retirement.
Yes, we will be happy to draw up a pension plan for you. Together we’ll plan your pension and withdrawal options – based on your needs and wishes. Learn more here.