Retirement capital as equity

Money from your pension fund and pillar 3a may only be withdrawn in advance to buy or convert a home you will occupy yourself. You can fund up to 10% of the property value from your occupational pension fund – half of the required equity amount. The funds from pillar 3a may also be used beyond this 10 percent as equity or to amortize the mortgage. The funds from the occupational and private pension scheme can be withdrawn or pledged.