Vitainvest investment funds

Equity component: long-term average equity exposure is 100%

The fund primarily invests in global equities. The equity allocation is usually around 95%, up to a maximum of 100%. This makes it possible to fully exhaust the potential offered by the equity markets within the options provided by the law.

The fund is ideal for investors who have a long- term investment horizon and bring the necessary risk capacity and appetite for equity investments.

Equity component: long-term average equity exposure is 75%

This fund fully exhausts the potential of stock markets in accordance with legally permitted investment opportunities. Investments are made with a focus on Switzerland and also in bonds, money markets and real estate.

The fund is suitable for investors who have a long -term investment horizon and bring the necessary risk capacity and appetite for equity investment.

Equity component: long-term average equity exposure is 75%

This fund fully exhausts the potential of the stock market in accordance with legally permitted investment opportunities. Investments are also made in bonds, money markets and real estate, with a majority of the investments being global.

The fund is ideal for investors who have a long- term investment horizon and bring the necessary risk capacity and appetite for equity investments.

Equity component: long-term average equity exposure is 50%

This fund can make the most out of the stock markets’ potential. Investments are made in first-class bonds, money market instruments and selected stocks with a focus on Switzerland.

The aim is increased capital growth by taking advantage of price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity component: long-term average equity exposure is 50%

This fund can take great advantage of the potential of stock markets worldwide. Investments are made globally in first-class bonds, money market instruments and selected stocks.

The aim is increased capital growth by exploiting price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity component: long-term average equity exposure is 25%

This fund invests in broadly diversified first-class bonds, stocks and real estate with a focus on Switzerland.

The aim is optimizing interest earnings and price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity component: long-term average equity exposure is 25%

This fund invests globally in first-class bonds, money market instruments and selected stocks.

The aim is optimizing interest earnings and price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Sustainable investors not only consider purely financial aspects, but also factor in what are known as ESG aspects (more on this in the “Why it pays off” section). Generating good investment returns is just as important as having a positive impact on the environment and society.

For UBS Vitainvest Funds, we therefore apply the following sustainability criteria:

1. Activity based exclusion:
   Activity-based exclusions are applied in various areas (e.g. tobacco, coal, controversial weapons).
2. Single company exclusions:
   The most controversial companies are excluded – independent of sector or business activity.
3. ESG profile:
   Compared to the reference index, the portfolio places higher weight on securities that are more sustainable, i.e. the portfolio must have a higher aggregated ESG score.
4. CO₂ profile:
   It is also important that the securities we select must have an above-average CO₂ profile. This means that we will only select securities with a very low CO₂ footprint for Vitainvest Sustainable. Since the energy sector in Switzerland is relatively small, “UBS Vitainvest World Sustainable” has comparatively more potential.
5. Active dialog:
   Listed companies must be able to demonstrate that they fulfill the sustainability criteria. We have developed a comprehensive questionnaire, which we use to conduct intensive dialog with the relevant external managers.
   

As an investor, you can make your contribution by opting for investments where positive changes are possible. This works according to the ESG principle – three letters with a lasting effect:

Environment

Traditional environmental and nature conservation concerns are taken into account here, i.e. issues such as climate change, responsible use of resources, or the conservation of animal and plant species.

Social

This includes observing human rights, minimum occupational safety standards, supplier quality or measures against discrimination, for example.

Governance

This aspect includes ethical conduct, such as fighting corruption, fairness in competition or taxation, as well as diversity, for example in the appointment of management bodies.

Investing sustainably means doing good in many ways. But how can you measure the difference you are really making with your sustainable investment? For each share class, we provide a detailed factsheet which answers precisely these questions.

It covers the following topics, based on concrete analysis data:

Sustainability profile

How strong is the fund’s average ESG profile in comparison to the reference index?

Social contribution

What contribution does the fund make to the UN’s Sustainable Development Goals in relation to the benchmark index?

Environmental impact

How high are the fund’s CO₂ emissions in relation to the benchmark index?

Would you like to boost your private pension plan and get more out of your savings? The following three factors will have the most impact on your wealth in retirement.

Get an overview of your potential returns from investment funds:

¹ Amount based on the past long-term performance of a diversified portfolio investing in a balanced mix of equities and bonds.
For illustration only.

You can choose from eight funds with either a “Swiss” or “World” focus. Which fund you choose depends on your personal investment strategy and risk tolerance.

You can also invest your money in several funds or switch to another fund.