A  29 year veteran of the financial services industry, Ms. Chahalis serves individual and small business owner clients – including individual retirement planning, asset management, financial planning, insurance planning and 401k plans. Caroline specializes in comprehensive financial and retirement planning for clients and their heirs.

In addition to holding a BS in Finance from Goldey-Beacom College, Caroline earned her Certified Financial Planning designation in 1996 and in 2019 Caroline earned the Certified Private Wealth Advisor designation.  In addition, she holds FINRA Series 7, 63 and 65 licenses. She also holds her Life, Health and Long Term Care Insurance licenses.

Caroline is a current member of the Financial Planning Association, the Investments & Wealth Institute  and is an active member of the Delaware Non-Profit community. Caroline has served The Rotary Club of Wilmington in many capacities including treasurer,and is the current investment chair for the organization.  She served as Co-Chair of the Girls Scouts Women of Distinction Awards for 2013 and 2014. She also served on the Investor's Cabinet for the YWCA of Wilmington and has served on the Board of Directors for Girls, Inc.

Professionally, Caroline recently recieved recognition by SHOOK and Forbes for both Best-In-State Wealth Advisor 2020 and Top Women Wealth Advisors 2020.

DISCLOSURES: 

Forbes Best-in-State Wealth Advisors list is comprised of approximately 4,000 financial advisors.  It was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to measure factors such as: quality of practice, industry experience, compliance record, assets under management (which vary from state to state) and revenue.  Neither UBS Financial Services Inc. or its employees pay a fee in exchange for these ratings.  Past performance is not an indication of future results. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience.

Accolades are independently determined and awarded by their respective publications. Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for these ratings. Accolades can be based on a variety of criteria, including length of service, compliance records, client satisfaction, assets under management, revenue, type of clientele and more. For more information on a particular rating, please visit ubs.com/us/en/designation-disclosures.

Registered States:
AK, AL, AZ, CA, CT, DC, DE, FL, GA, IA, ID, KY, MA, MD, ME, MI, MN, MO, NC, NJ, NY, PA, RI, SC, TN, TX, UT, VA, WV

A 24 year veteran of the financial services industry, Ms. Ward serves individual and business owner clients — including individual retirement, asset management, financial planning, insurance planning and 401k plans. She provides strategic wealth planning, portfolio management, and wealth transfer advice to clients and their heirs.  Ms. Ward has extensive industry wide experience, having held positions in field management at both the branch, regional and national levels.

In addition to holding a BS in Nutrition from the University of Montevallo, she holds an MSW from The Southern Baptist Theological Seminary.  She holds FINRA Series 7, 9, 10, 63, 65 and 31 licenses, as well as Life, Health and Long Term Care Insurance licenses.

Ginger is an active member of the Delaware community.  She is currently serving as Treasurer for the Joshua M. Freeman Foundation and is a current member of the Mary Campbell Center Foundation board.  In the past, she has served on the Delaware Center for Justice board as both treasurer and then President of the Board of Directors.  She has also served on the boards of the Fund for Women, and the Delaware Center for Contemporary Art.  Ginger has been recognized by the Fund for Women with its "Driving Force Award" for her work in fundraising for the organization and with it's "First Founder Award".  In addition, Ginger was the Co-Chair of the Girl Scouts Women of Distinction Awards for 2013 and 2014. 

Professionally, Ginger recently recieved recognition by SHOOK and Forbes for both Best-In-State Wealth Advisor 2020 and Top Women Wealth Advisors 2020.

DISCLOSURES: 

Forbes Best-in-State Wealth Advisors list is comprised of approximately 4,000 financial advisors.  It was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to measure factors such as: quality of practice, industry experience, compliance record, assets under management (which vary from state to state) and revenue.  Neither UBS Financial Services Inc. or its employees pay a fee in exchange for these ratings.  Past performance is not an indication of future results. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience.

Accolades are independently determined and awarded by their respective publications. Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for these ratings. Accolades can be based on a variety of criteria, including length of service, compliance records, client satisfaction, assets under management, revenue, type of clientele and more. For more information on a particular rating, please visit ubs.com/us/en/designation-disclosures.

Registered States:
AK, AL, AZ, CA, CT, DC, DE, FL, GA, IA, ID, KY, MA, MD, ME, MI, MN, MO, NC, NJ, NY, PA, RI, SC, TN, TX, UT, VA, WV

Tina Pairo joined the CW Wealth Management Group at UBS in Wilmington, Delaware in December 2014 as the team's Client Service Associate.  She brings 26 years of experience in the financial services industry. Her primary role is to insure that the team provides a world class client experience.  This includes ensuring the team's effectiveness in the areas of client administration, account maintenance, account transfer, insurance planning, as well as wealth transfer.  She also works closely with our CPA and Attorney partners to coordinate our client's tax and estate planning needs.  Tina specializes in insurance planning and needs analysis as well as assisting in the overall financial planning process.

Tina is actively involved in the community through various non-profit organizations including Autism Delaware and the Fund for Women.

Tina holds the Series 6, 26, 63, Life, Health and Long Term Care Insurance licenses.

Registered States:
DE

Shelby joined the CW Wealth Management Group in August of 2019. She graduated the University of Delaware in June of 2019. She starts her career with 2 years of expierence in finance internships durring her college career. 

In addition to her Bachelors of Science degree from the University of Delaware, she also holds a FINRA Series 7 license.  

Shelby is an active member in the Delaware community. She volunteers for organizations such as PAWS for People, True Life Church, and the City of Newark. She is a Fund for Women Founder, and a Children's Cup sponsor. 

Registered States:
DE