Your UBS Resource Management Account^® (RMA^®), Business Services Account BSA^® or Basic Investment Account provides a feature that "sweeps" free credit balances (available cash) from your account into one or more depository or investment vehicles on a daily basis. To determine which sweep options are available to you, please see below. The yields for the options are also provided below.

Interest paid on the deposit accounts is tiered based on the total amount of eligible assets by Marketing Relationship that a client holds with UBS Financial Services Inc. and UBS Bank USA. A client's tier is generally determined by the value of their accounts in a Marketing Relationship at calendar month-end. (See Important Disclosures for all tiers and Marketing Relationship information.)

Federal Deposit Insurance Corporation (FDIC) deposit insurance protects bank deposits of FDIC-insured banks, including deposit accounts at UBS Bank USA, up to $250,000 for individual accounts and up to $250,000 per depositor for joint accounts, in accordance with FDIC rules. See Important Disclosures  for more information.

Please Note: Clients who are ineligible for the UBS Deposit Account Sweep Program may choose a tax-exempt money market fund or taxable money market fund as their primary sweep option.

Important Disclosures for Tables 2 and 3 above
The PR Short Term Investment Fund is only available to residents of Puerto Rico. Additionally, this fund is not principally underwritten by UBS Global Asset Management. Performance data quoted represents past performance. Past performance does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Yields will vary. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although each money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the money market funds. Money market funds are sold by prospectus. Investors should consider the investment objectives, charges, expenses and risk factors carefully before investing. The prospectus contains this and other information. Read it carefully before you invest.

Not FDIC-insured. May lose value. No bank guarantee.
UBS Global Asset Management (US) Inc. is the principal underwriter for the money market funds.

How to determine which sweep option(s) is (are) available to you:

1. Clients who are eligible to participate ("Eligible Participants") in the UBS Financial Services Inc. Deposit Account Sweep Program will have their available cash swept into a UBS Bank USA (Member FDIC) (the "Bank") deposit account (see Table 1 above) without limit unless they choose (a) one of the tax-exempt money market funds offered by UBS Financial Services Inc. for that purpose (each, a "Tax-Exempt Sweep Fund") (see Table 2 above) or (b) a cap (please see paragraph 2 for more information).¹
2. Eligible Participants whose available cash is swept into the Bank may choose to cap the amount of cash swept into the Bank deposit accounts ($250,000) for individual accounts, $500,000  for joint accounts) on a per-account basis. For those Eligible Participants who choose a cap, amounts in excess of the cap will be swept into a secondary money market fund ("Secondary Sweep Fund") that the client chooses (See Table 3 above).²
3. Clients who are ineligible for the Deposit Account Sweep Program may choose a Tax-Exempt Sweep Fund or a taxable money market fund as their primary sweep option (see Table 3 above).1 For more detailed information on the operation of the UBS Financial Services Inc. Deposit Account Sweep Program, please see Important Disclosures .

Eligible Participants — "Eligible Participants" means individuals, sole proprietors and governmental agencies. Custodial accounts are also Eligible Participants if each beneficiary is an Eligible Participant. See Important Disclosures for more information.

Tier — A client's tier is determined by the value of a client's eligible Marketing Relationship assets, which is generally calculated at each calendar month-end. This valuation is then used to set the client's interest-rate tier level for the interest period beginning the fifth business day of the following month. For more tier and Marketing Relationship information, please see Important Disclosures .