• A Highly Credentialed Team
  The professionals on our team have met stringent requirements and provide a depth of planning and investment acumen that can help enrich your understanding of all aspects of your financial life. We are life event specialists with vast experience working with affluent individuals and families, whether you are navigating life’s milestones, managing a business transition, experiencing a significant liquidity event or planning your legacy.
• Retirement income planning
  Our team can work with you to help protect your lifestyle and livelihood in retirement by helping you understand such influences as risk, investment time horizon and asset allocation. We’ll also help you maximize your Social Security benefits.
• Insurance
  We objectively analyze all of your current policies—including long term care— and develop an insurance plan that helps protect your family’s assets, replace income, and create a legacy for future generations.
• Estate and philanthropic planning strategies
  We can work with your attorney and accountant to help with protecting your assets, potentially reducing estate tax exposure, assessing charitable goals and transitioning wealth to future generations.
• Liability management
  Holistic wealth planning takes into account both sides of your balance sheet— assets and liabilities—to understand your entire financial picture. For those looking to access liquidity, we have personalized financing solutions.
• Education planning
  With the cost of college continuing to rise faster than the rate of inflation, we can provide sound strategies for paying college expenses. We provide customized school-specific cost and savings predictions while keeping an eye on your overall financial goals.

• Customized portfolio management
  By working with global, institutional-quality money management firms, we build custom portfolios from a broad array of investments that help match your objectives and risk preferences. Ongoing monitoring and review of your portfolio helps us track your investments, taking advantage of upside trends and offering downside protection.
• Open access
  We are product-agnostic. We provide advice on and access to an open platform of financial solutions both within and outside of UBS. This open architecture, along with a disciplined planning process, ensures we develop a customized strategy specific to your unique situation that is based on highly-focused research.
• Understanding risk
  Through our comprehensive due diligence and planning process, we gain a deep understanding of your financial picture so we can help balance your tolerance for risk with your family’s goals, growth and income needs. This allows us to craft an asset allocation that supports your financial plan and seeks to limit risk and lower volatility.
• Leveraging our institutional consulting experience
  Because of our experience working with institutional clients in a fiduciary capacity, we have a depth of knowledge in the design, implementation and monitoring of complex investment solutions. We translate this institutional consulting experience into action by creating comprehensive wealth strategies for high net worth individuals and affluent families.

• Dynamic communication
  We consistently strive to anticipate your needs and ensure that you understand the thought process behind our solutions. We stay on top of the latest and most prudent financial thinking and share that expertise through regular contacts and performance evaluations, one-on-one meetings and financial plan reviews.
• Trusted client service
  Clients rely on our proactive and consistent client service team for a host of financial and administrative needs, from setting up online services to handling financial statements. This means taking extra steps to provide customized reporting, help organize tax information, or simplify daily financial and investment issues.
• Deep resources
  By offering a full range of personalized, high-touch services, our aim is to be helpful in every aspect of your life. Accessing the deep resources of the firm, we are strongly positioned to address the wide range of your sophisticated needs.
• An integrated team
  Clients trust us to work directly with their accountants and estate attorneys, whether we’re helping with wealth planning, investment solutions or advising on the most prudent strategies for building a legacy.

Neither UBS Financial Servies Inc. nor any of its employees provide tax or legal advice. You should consult with your perosnal tax or legal advisor regarding your personal circumstances.

Specialty services for stock option planning and execution
With complicated equity award packages, executives and employees need specific guidance. We provide customized services, including:

• Stock option exercise strategies
• Single stock risk management
• Wealth transfer and philanthropic planning
• Financial Reporting services

10B5-1 restricted stocks
Understanding that executives and insiders face regulatory challenges buying and selling stock, we will help formulate a written, predetermined, and systematic 10B5-1 trading plan that satisfies liquidity needs in an efficient and compliant manner.

We provide services for the full spectrum of plans:

• Stock options
• Employee Stock Purchase Plans (ESPPs: 423 and non-423)
• Stock Appreciation Rights (SARs)
• Performance Awards (PSAs/PSUs)

Executive financial planning services
Our team is dedicated to providing personalized planning advice tailored to the executive’s specific financial situations.

• Strategies for a range of priorities, including wealth preservation and transfer
• Wealth modeling and analytics for estate and wealth succession planning
• Gifting strategies to help maximize impact while reducing tax exposure
• Philanthropic and trust strategies